Citi Select - $10k Prepay Cap on Rewards Points

[blessed11]

Hi all,

Just got off the phone with Citi to upgrade my cards to Paypass enabled. The rep mentioned to me that if I pre-pay, only up to $10k earns rewards points. I.e. If credit limit is $10k and I pre-pay $20k and then put through a $30k transaction I will only earn 20k points. From what I've read (and experienced) I've been earning points on much more than $10k pre-paid. Is this just an unenforced unternal policy? Anyone experienced this?

Cheers

 

[cove]

Not yet!
It is in their rules but not implemented.
Have not been able to get limit higher than 75k.

 

[blessed11]

Hi Cove

Thanks for the response. Prepaid a large amount on Thursday and paid bills Friday - points seem to have been credited

They're also being stingy on credit limit
with me... nothing like Amex !

 

[cove]

Yes and if you asked Mrscove she is unimpressed that I am at 75k and she is at 50k. Need I say more.
Amex Ultimate is a lot more for both of us.

 

[blessed11]

I don't understand why they're so conservative. My spend on Citi is equal or greater to Amex on a monthly basis now... Might wait till beginning of next year and then place another request. I'm only at $50k limit
With citi

 

[cove]

I did not get the 100k that I wanted.

 

[blessed11]

I still find $100k inadequate for my needs. I wish they was a provider who offered similar limits to Amex

 

[cove]

It just becomes a re-loading exercise when you have lower limits.