Citibank points transfer B4 18th March or Balance transfer Interest free?

[PLANT]

Hi all,

So I have 14,100 points and understand the min is 15K to transfer to FF B4 18th March devalued rate kicks in.
I have $4K payment due after 15\3 to have those points.
I can buy something for $900 and will have the 15K in points to transfer into FF.

Option 2:

I have another credit card offering 20 months interest free on balance transfer with no fees!
So I could balance transfer $4750 for 20 months interest free but lose the option to transfer 15K in points to FF.


Option 3.

Buy $900 of goods to get 15K in points and transfer to FF b4 18\3
I can get a Citibank cheque and balance transfer the $4750 of that cheque to interest Free card for 20 months.


Which do you think is of greater value considering I can pay the balance owing without issue?
I'm only accumulating FF points....no rush to use them.

 

[PLANT]

mmm no comments?

 

[PLANT]

Confusing as statement and online points info don't match?
Statement is 6K less in points than online info...yet insurance s in statement.
Points show on statement only after payment of bill?
Show online prepayment?

 

[burmans]

Well I guess people may be think thing only you can really assess what is of most value to you. But personally I'd be making sure I got up to 15K point and transfer it out.

For ne the BT is a different offer and as such should be assessed separately. But I'm not really sure why you cant just do both.

 

[PLANT]

Well if I balance transfer will I lose the points?
Or they will give me both points and I can transfer hey!

 

[lovetravellingoz]

Well if I balance transfer will I lose the points?
Or they will give me both points and I can transfer hey!

I don't see why you cannot do both.

I have a $38K 0% advance from Citi and that did not stop me from transferring all my points out.

 

[PLANT]

If I balance transfer $4750 before Citi statement paid I will not lose the points because the statement is paid by other Credit Card company right...so get to keep 4750 Citi Points!
I think I had a doh doh doh moment!

 

[Buzzard]

I would pre pay some bill to get the pints up to a level where they can be transferred.
Just to be on the safe side, I wouldn't wait until the last day. I'm transferring mine a few days out.

 

[burmans]

Well if I balance transfer will I lose the points?
Or they will give me both points and I can transfer hey!

Yes, balance transfer will not affect you getting points as far as I know, but you can ensure this is the case by doing the points transfer before the balance transfer.