Fairly easily application process for this one. Conditionally approved, uploaded 2 payslips and that’s it. Never had to speak to anyone and they never asked for other income verification (rental income).
Oddly, I never received a message or email stating that it had been approved. Went back to the application page and after 3 days it just said “completed”. Clicking on it says “your application is complete, you can see your new account on netbank”. Logged into netbank and nothing was there.
Did speak to someone at CBA to verify. They had no idea what I was talking about and said it wasn’t possible that I received such a message as the card won’t appear on netbank until activated. Also said they don’t communicate regarding approval, you just know it’s approved when the card shows up 
