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Another thing that is infuriating about all these experiences is how variable they are - our experience is much more in line with [USER=21582]@SYD[/USER] than with yours [USER=42301]@Zinger[/USER] and who knows why?  The banks are as consistently inconsistent in this space as Qantas.  I wish they would realise what a great set of clients they are discriminating against - we have way more money now (both income and assets) than we did when the cards we hold were granted, and way fewer expenses than we had at that time.


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