JennyMG
Member
- Joined
- Jul 16, 2019
- Posts
- 286
- Qantas
- Bronze
- Virgin
- Red
So I'm designing myself a 'churning' spreadsheet. (or a couple actually.)
1. The cards that interest me, bonus pts, expirty date of offer, spend in timeframe, ann fee...etc.
2. Credit scores - for me and husband, so I can keep an eye on whats going on.
and the BIG ONE.....
3. THE applications,
Which bank
Which card
who's applying,
credit limit,
accepted or not,
spend requirement and time frame,
application date,
accepted (or declined) date,
bonus points,
extra offers (eg travel ins, lounge passes)
how long I have to keep the card before bonus points are awarded,
check points received date,
cancelled date,
wait time before another of similar card.
Any tips as to what I've missed in the applications for cards #3 spreadsheet? That seems the most important.
Love your ideas. (unless that's plagiarism?)
1. The cards that interest me, bonus pts, expirty date of offer, spend in timeframe, ann fee...etc.
2. Credit scores - for me and husband, so I can keep an eye on whats going on.
and the BIG ONE.....
3. THE applications,
Which bank
Which card
who's applying,
credit limit,
accepted or not,
spend requirement and time frame,
application date,
accepted (or declined) date,
bonus points,
extra offers (eg travel ins, lounge passes)
how long I have to keep the card before bonus points are awarded,
check points received date,
cancelled date,
wait time before another of similar card.
Any tips as to what I've missed in the applications for cards #3 spreadsheet? That seems the most important.
Love your ideas. (unless that's plagiarism?)