With the credit card and reward program fees soaring, I though a thread on fee-free cards and programs usually available to affinity groups would be useful. I am starting with a few.
1. CPA AMEX Gold cards available to CPA Australia members (incl students, I believe) are fee-free. There is no fee for supplementary card. No fee for Ascent rewards program as well. You get 1 point for 1 dollar upto $5000 in an year and 1.5 points over $5000. You get all the AMEX Gold credit card previleges. 1 point converts to 1 QF point. IMHO, excellent value.
2 Westpac Altitude Gold card : Free to customers with a "Rocket Loan" package. You pay a Loan package fee of $300.00 pa. There are no account keeping fee on the offset package. You get the Gold credit card free, a supplementary card free and there are no fees for reward programs. You get 1 point for every dollar spent. BUT, beware - if you are going to convert the rewards points to QF, you only get 0.5 QF point for 1 Westpac Altitde point. It is f
alling out of my favour, but I am keeping it because it is free.
1. CPA AMEX Gold cards available to CPA Australia members (incl students, I believe) are fee-free. There is no fee for supplementary card. No fee for Ascent rewards program as well. You get 1 point for 1 dollar upto $5000 in an year and 1.5 points over $5000. You get all the AMEX Gold credit card previleges. 1 point converts to 1 QF point. IMHO, excellent value.
2 Westpac Altitude Gold card : Free to customers with a "Rocket Loan" package. You pay a Loan package fee of $300.00 pa. There are no account keeping fee on the offset package. You get the Gold credit card free, a supplementary card free and there are no fees for reward programs. You get 1 point for every dollar spent. BUT, beware - if you are going to convert the rewards points to QF, you only get 0.5 QF point for 1 Westpac Altitde point. It is f
alling out of my favour, but I am keeping it because it is free.
.
