Since EBP went from charging 0.8% to 1.3% for VISA payments early last year we trudged on until YakPay came to fruition - it was nice to see a rate similar to what we were used to previously (1% exc. GST). In regards to cash flow and earning points it's been really solid thus far, especially since being advised to use a Dragon card on the platform. As always I'm open to the idea of a better platform but from ongoing research it still appears to be the cheapest and most efficient platform on the market for a business such as ours. Although I'm all ears and open to suggestions.