Help me choose the right cards for travel benefits

[Phantom Yoda]

Hi All,

I am thinking of changing my credit cards so that I can maximize my rewards for travel benefits. I currently use two Platinum Credit cards (HSBC Visa Platinum and Macquarie Visa Platinum). Both of these cards are not linked to any specific frequent flyer programs but I currently hold QF Gold Membership (because I travelled a lot last year) and have a Kris Flyer account (for last few years) without any points.

I fly a couple of times a year within Australia (would prefer Qantas) and once overseas to Asia. So Ideally I would like to have two credit cards that can give me the following:

1. Overseas Travel Insurance
2. Concierge Service
3. Ideally a business can upgrade from Singapore to an Asian city.

From what I have read online and in these forums, A Woolworths everyday rewards for QFF and Westpac KF Platinum card for Kris Flyer points is the best way to go.

Can someone please help me in making the decision?

Thank You

PS: My yearly spend is ~75K per annum.

 

[cove]

It could work as Woolworths everyday rewards for your Visa / MasterCard spend for QF points and Westpac KF platinum for Amex SQ Kris points.Both of these cards have a special offer running I believe.Be careful not to have too few points in 2 different plans to get to do anything.Woolworths is a point a dollar to QF and Westpac is 1.5 points a dollar on Amex.

 

[lovetravellingoz]

Hi All,



From what I have read online and in these forums, A Woolworths everyday rewards for QFF and Westpac KF Platinum card for Kris Flyer points is the best way to go.


PS: My yearly spend is ~75K per annum.

Based on that I would suggest you look at an Amex Direct earn card. You then earn points on Mileage Rewards which can go to about 7 airlines including SQ.

There are some good sign-on bonuses at present.
Ame often has promos and so your average earn can be well above 1.5. Mine certainly is.

There are also good sign on bonus on several different Citibank cards. Personally I think getting 0.66 point per $ to SQ is better value than 1.0 point per $ to QF. If you get Citibusiness you will get earm 1.25 points per $ which wil transfer at 1.5/1.0.

 

[Phantom Yoda]

Based on that I would suggest you look at an Amex Direct earn card. You then earn points on Mileage Rewards which can go to about 7 airlines including SQ.

There are some good sign-on bonuses at present.
Ame often has promos and so your average earn can be well above 1.5. Mine certainly is.

There are also good sign on bonus on several different Citibank cards. Personally I think getting 0.66 point per $ to SQ is better value than 1.0 point per $ to QF. If you get Citibusiness you will get earm 1.25 points per $ which wil transfer at 1.5/1.0.

I ended up applying for the Citi Platinum Card that has 60K bonus points and half annual fees for the first year. This should get me started with the SQ. I just hope it gets accepted so that I can get rid of the useless HSBC Platinum. I still got to figure out how I will redeem their reward points.

Now, the decision for me is to think about either Amex Direct Credit or Woolworths Card for the QF points for domestic travel. At this stage Amex looks more promising as it has a better internet banking facility then woolworths. Any suggestions would be good.