Have loved the wealth of information here and how everyone seems so willing to help each other out! Have been reading from a distance for a while and decided it's time to start joining the conversations! Have dipped my toe in a few redemptions recently, getting my family of 5 on 3 holidays which we never would have been able to afford otherwise. Now I feel ready to step up my strategies a little and learn more from you all. Living in Perth. Thanks to everyone for all of the great info in the forums!