HSBC Star Alliance Vs Wise for overseas payment

knagelli

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Hi Experts , I have to make an online payment in VND. When I am comparing the currency conversion offered by Wise and Visa card , it definitely looks to be better with Visa. I am planning to make the payment using my HSBC credit card. Is it better to use Wise to convert AUD to WISE before making payment or just use the visa credit card. Appreciate any suggestions or inputs. Thanks
 

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