Is there a credit card that.....

[PaulZ]

Hi,

I am looking for a credit card (visa/mastercard) that earns reasonable points, that is at least 1 qantas point per dollar spent, and allows me to have more than one supplementary cardholder... any ideas???

I know ANZ will, but of course, their points system is screwed...

I dont care what the fee is, i just want 3 cards on the one account...

Thanks for any assistance...

Paul Z

 

[bigjobs]

can i ask why you feel the anz point scheme is screwed? i was thinking of going there for a visa card.

and to answer your original quesition i don't know of any, i am sure others here will though.

Thanks

 

[serfty]

Hi,

I am looking for a credit card (visa/mastercard) that earns reasonable points, that is at least 1 qantas point per dollar spent, and allows me to have more than one supplementary cardholder... any ideas???

I know ANZ will, but of course, their points system is screwed...

I dont care what the fee is, i just want 3 cards on the one account...

Thanks for any assistance...

Paul Z

PaulZ, It does not meet your criteria of having "3 cards on the one account", however the simplest one at the moment appears to be the Woolworths Ezy Mastercard. It has a fee of $39 PA with one additional card at no extra charge.

Perhaps you could get one with an additional card for yourself + another account for the third person for a total cost of $78PA.

 

[PaulZ]

can i ask why you feel the anz point scheme is screwed? i was thinking of going there for a visa card.

and to answer your original quesition i don't know of any, i am sure others here will though.

Thanks

I would recommend getting a Woolworths EzyBanking MasterCard. It costs $39p.a. and will give you 1 point which equals 1 QF point, and it is unlimited.

Here is why ANZ is screwed...

Silver (Blue) Card:

Earning points
In any monthly statement cycle you earn the following points on purchases made using your Classic Card (excluding cash equivalent transactions):
-One point for every dollar up to $1,500 spent.
-One point for every two dollars over $1,500 spent, up to and including a maximum monthly spend of $5,000.

Gold Card:

Earning points
In any monthly statement cycle you earn the following points on purchases made using your Gold Card (excluding cash equivalent transactions):
-One point for every dollar up to $2,500 spent.
-One point for every two dollars over $2,500 spent, up to and including a maximum monthly spend of $10,000.

The annual fees are also high...
Blue Card $95 + $65 for each additional
Gold Card $150 + $65 for each additional

So unless you spend <$1500 or <$2500 (Gold) per month, and are willing to pay the rediculous fees, then join ANZ.. or get a better deal at Woolworths (note they do take a month for the application process... but the benefits make it all worthwhile)

PaulZ

 

[PaulZ]

Hi,

I am looking for a credit card (visa/mastercard) that earns reasonable points, that is at least 1 qantas point per dollar spent, and allows me to have more than one supplementary cardholder... any ideas???

I know ANZ will, but of course, their points system is screwed...

I dont care what the fee is, i just want 3 cards on the one account...

Thanks for any assistance...

Paul Z

PaulZ, It does not meet your criteria of having "3 cards on the one account", however the simplest one at the moment appears to be the Woolworths Ezy Mastercard. It has a fee of $39 PA with one additional card at no extra charge.

Perhaps you could get one with an additional card for yourself + another account for the third person for a total cost of $78PA.

Hi Serfty,

Yes i agree that the Woolworths card is extremely good value... but at the moment i have the CBA Platinum, 2 Ezy Card Accounts, and an AMEX Platinum Credit Card...

I want to streamline things to make it easier with only two statements a month, the amex and a visa/mastercard... the CBA Platinum will have to go... because i spend way more than $100,000 or $150,000 whatever the new limit is...

I just dont understand why the other banks recognise that cough.. if we allow extra cards on an account... and charge them for it... we make more money... I know ANZ certainly realises this... and they are the only one to offer multiple cards...

I am also investigating Business Visa/Mastercards... The ANZ one gives 1 point per $1.50... and i dont know if they can be transferred to QF... but regardless... the earn rate isnt good enough...

Anyone else have any ideas... I would be most appreciative.

 

[mick]

I am looking for a credit card (visa/mastercard) that earns reasonable points, that is at least 1 qantas point per dollar spent, and allows me to have more than one supplementary cardholder... any ideas???

I dont care what the fee is, i just want 3 cards on the one account...

I think the Citibank Platinum credit card might fit the bill for you - apparently, you can link up to four (4) additional cards on the one primary card account. The points are capped at 120,000 points p.a.

I'm not a huge fan of Citibank (I've found their customer service to be below par), but others have been more fortunate in their dealings with them.

Take a look at their website at www.citibank.com.au and see if it suits you.

 

[straitman]

I want to streamline things to make it easier with only two statements a month, the amex and a visa/mastercard... the CBA Platinum will have to go... because i spend way more than $100,000 or $150,000 whatever the new limit is...

I lot of people would love to have this problem :!:

 

[QFTravel]

Hi Serfty,

Yes i agree that the Woolworths card is extremely good value... but at the moment i have the CBA Platinum, 2 Ezy Card Accounts, and an AMEX Platinum Credit Card...

I want to streamline things to make it easier with only two statements a month, the amex and a visa/mastercard... the CBA Platinum will have to go... because i spend way more than $100,000 or $150,000 whatever the new limit is...

Or you could keep the CBA Plat and get the Citibank Plat card to ensure your spending is earning you points.




Edit: fixed info

 

[PaulZ]

I want to streamline things to make it easier with only two statements a month, the amex and a visa/mastercard... the CBA Platinum will have to go... because i spend way more than $100,000 or $150,000 whatever the new limit is...

I lot of people would love to have this problem :!:

Don't get excited... it is my businesses expenditure...

However, I have found a card that seems to fit the bill...

The St George/Bank SA Private Bank has a Platinum Visa card which will give me 1:1 unlimited... I think that is the way to go!