New AMEX application - will photo of ID be required?

[general3]

Am thinking of applying for a new American Express credit card, but am very cautious about ID documents they will ask. I am fine with giving all the personal information and ID numbers to pass an online identity check and credit check. But I do not want to take a photo of my ID and send it to some unsecure email address that can be hacked. Does anyone know if that will be asked?

I talked to many friends and they all said no photo of ID was required when they applied, but that was 2 years ago and earlier. One person, a friend of a friend, said they applied last year, and they were required to send a photo of ID, which they refused to do, and they were rejected because of that. The American Express website suggests that photo of ID may or may not be required. I don't want to apply, have a credit inquiry hit, and be told photo of ID is required afterwards. Does anyone know what triggers the need for one, and how to avoid it?

 

[b3LKMZAYN9]

then you better not apply, just my suggestion.

 

[DC3]

Am thinking of applying for a new American Express credit card … but I do not want to take a photo of my ID and send it to some unsecure email address that can be hacked …

Welcome to AFF.

Amex provides for secure upload of documents:

https://docuploadonline.americanexpress.com/docupload/au/en/landing.do?_flowId=authentication_ANZ&_flowExecutionKey=e1s1

 

[general3]

Please do not reply if you have nothing helpful to add. How does telling me not to apply, solve my problem. I want the card, very much, but do not want to give a photo of my ID. Which should be allowed because all my friends got their Amex cards without giving a photo of their ID.

I don't trust "secure upload of documents", they are unaudited and have no guarantee of safety.

Does anyone know how to apply without getting asked for photo of ID? I only have 1 shot at this, and want to get it right with no chance of error.

 

[Kerrodt]

Please do not reply if you have nothing helpful to add. How does telling me not to apply, solve my problem. I want the card, very much, but do not want to give a photo of my ID. Which should be allowed because all my friends got their Amex cards without giving a photo of their ID.

I don't trust "secure upload of documents", they are unaudited and have no guarantee of safety.

Does anyone know how to apply without getting asked for photo of ID? I only have 1 shot at this, and want to get it right with no chance of error.

Have you asked Amex the question? They will know the answer. They will have something helpful for you.

 

[Dr Ralph]

Please do not reply if you have nothing helpful to add. How does telling me not to apply, solve my problem.

I think you were given sound and appropriate advice. And it's advice that I endorse.

You really can't say don't reply unless it's helpful and then not like the helpful advice you've actually received.

 

[general3]

I explicitly asked what triggers the need to send a photo of ID, and how to avoid it. Tell me how the advice not to apply, and to upload photo of ID to a link, answers my question? How are they helpful advice to my question?

 

[CaptainCurtis]

I explicitly asked what triggers the need to send a photo of ID, and how to avoid it. Tell me how the advice not to apply, and to upload photo of ID to a link, answers my question? How are they helpful advice to my question?

How could any of us realistically know the answer to that? We can hypothesise, but we'd be guessing. Don't mess up the spelling of your name, and then hope they're able to correlate your identify to your credit file.

 

[Franky]

I think you were given sound and appropriate advice. And it's advice that I endorse.

You really can't say don't reply unless it's helpful and then not like the helpful advice you've actually received.

Agree Dr Ralph - there's that old adage - 'if you don't like the answer, don't ask the question'...

 

[general3]

I didn't even get an answer to my question, why are people agreeing with Dr Ralph.

Let me ask a different, more manageable, question.

Who has applied for an Amex card in 2024, and were you required to send a photo of your ID to the fraud department or not? Because Amex might have changed their procedure in 2024.

 

[CaptainCurtis]

I didn't even get an answer to my question, why are people agreeing with Dr Ralph.

Let me ask a different, more manageable, question.

Who has applied for an Amex card in 2024, and were you required to send a photo of your ID to the fraud department or not? Because Amex might have changed their procedure in 2024.

Are AMEX asking every customer for photo ID? No. Do we know the circumstances in which they're asking for it? No.

 

[Kerrodt]

Have you asked Amex the question? They will know the answer. They will have something helpful for you.

@general3 I draw your attention to my earlier questions that you have perhaps overlooked. Amex are the only ones who will know the answers to your questions.

I’d be surprised if any bank would open a bank account without sighting and receiving photo ID. It’s a recipe for fraud and money laundering and would hardly satisfy basic AML requirements.

 

[DC3]

What’s that saying? You can lead a horse to water ………

 

[DC3]

<redacted>.

AFFers providing advice for the OP, and then flushed ……. Maybe there’s more to the photo ID issue.

OP doesn’t want to send a photo (which may not even be required) by unsecured email. Then, when advised of the Amex secure link doesn’t want to do that either.

 

[Freq Flier 2013]

I think the op wants to use an app to verify documents via Amex.

 

[Cynicor]

How to endear yourself to a community 101. Ask for advice for nothing, get angry at people. Lucky we have the ignore function!