Paying personal bills to a bank account using credit cards

[lepetitprince]

Hi brains trust,

Apologies if this question has been asked before - I did search here and on google - but I am likely not using the right search terms.

I can find heaps of information on business payments, but not personal payments.

I am building a house and the builder's invoices all want a bank transfer (no credit card payments accepted). Is there anyway I can use a credit card to pay into the builder's bank account and earn some points? The money to pay the bills will come from my savings.

 

[asterix]

Hi brains trust,

Apologies if this question has been asked before - I did search here and on google - but I am likely not using the right search terms.

I can find heaps of information on business payments, but not personal payments.

I am building a house and the builder's invoices all want a bank transfer (no credit card payments accepted). Is there anyway I can use a credit card to pay into the builder's bank account and earn some points? The money to pay the bills will come from my savings.

Citi credit cards have Citi PayAll which is exactly this.

 

[lepetitprince]

Citi credit cards have Citi PayAll which is exactly this.

Yes, I did look at that - unfortunately, I do not have any Citi cards - I do have amex and Westpac cards.

 

[BriarFlyer]

There are businesses that allow you to do this, at a cost. Yakpay and pay.com.au are examples. This thread discusses options (skip to the most recent posts for more up-to-date info.)

 

[lepetitprince]

My understanding was that YakPay and pay.com.au can only be used to pay business expenses and you need to have an ABN to do it.

I am hoping to pay a personal expense (building costs) with a credit card, but to the builders BSB/Account Number.

 

[Franko Costa]

My understanding was that YakPay and pay.com.au can only be used to pay business expenses and you need to have an ABN to do it.

I am hoping to pay a personal expense (building costs) with a credit card, but to the builders BSB/Account Number.

You can do the above and provide a random ABN - won't mean anything at all.

I'm in the same boat as you, but everything is just bank transfer. I have a business where I use my amex for everything, but the fee is tax deductible where the house building is not