Not happy!
Got my statement and there is a charge for interest. Not possible, I pay it off in full within 48 hours.
It says Cash Advance, again not possible I've never used it for a cash advance. So I call them and eventually get to speak to a real person. She said I had a cash advance on the first day of my statement and named the merchant. I remembered the transaction and knew I pushed the credit button.
Oh ok, it was another transaction in September with QBE (travel) insurance, they processed it as a cash advance. I don't believe it and will follow up with QBE.
However, my next question was: "how can I avoid interest if the charge isn't shown on the statement?" I.e. if I pay my statement in full why am I being charged interest? She couldn't answer me and I still don't understand.
I pay it off in full within 48 hours of receipt of my statement so don't see how there can ever be any interest.
Any thoughts or comments?