Qantas Premier Credit Card

[ramboflyer]

Yes just got the email also.
Being retired I am limited to my credit cards. So it will have to stay.

I also got the same e-mail from the Virgin Card.
Don't be put off by retirement when applying for new cards. I've been approved for the Virgin High Flyer card last year and the Citi Premier card this year and I'm retired 10 years and self funded with part pension.

 

[Russell Lewis]

Does the $30k bonus limitation apply to a Westpac Altitude Card earning QFF points?

 

[Scash]

I also got the same e-mail from the Virgin Card.
Don't be put off by retirement when applying for new cards. I've been approved for the Virgin High Flyer card last year and the Citi Premier card this year and I'm retired 10 years and self funded with part pension.

I am also retired and self funded and thought the same as @ellen10, however I have just recently been approved for the Qantas Premier Platinum card with up to 100k Qantas bonus points. Minimum income of $35k and they ask very few questions. I was possibly a little judicious when declaring my share of living expenses!

 

[ellen10]

I am also retired and self funded and thought the same as @ellen10, however I have just recently been approved for the Qantas Premier Platinum card with up to 100k Qantas bonus points. Minimum income of $35k and they ask very few questions. I was possibly a little judicious when declaring my share of living expenses!

Well done @Scash .
I already have this card. It is my main spend card in Australia and I wont be cancelling it anytime soon.

 

[burmans]

I also got the same e-mail from the Virgin Card.
Don't be put off by retirement when applying for new cards. I've been approved for the Virgin High Flyer card last year and the Citi Premier card this year and I'm retired 10 years and self funded with part pension.

Totally agree, there’s a fair bit of disinformation in this thread. The reality is a bit more nuanced, yes some banks seem to only like employment income but I too have successfully applied for Velocity cards, Qantas branded cards, NAB and WBC cards while retired. ANZ no go.

Citi cards (and Citi white label cards) seem easier to get and you do need to be able to prove income (not just assets). I suspect SMSF income may be less trusted than from an industry/retail fund because let’s face it, it’s more open to manipulation.

Would be useful to get more data points on various lenders and their practices than the blanket view it’s impossible. I’m walking proof it’s not and there have been quite a few other by now who’ve also managed to successfully get cards in retirement.

 

[MELso]

Looks like they're pushing the churners away (just when I was contemplating it, natch ).

The points earn on the Premier Platinum is down to 50k (plus 30k if you haven't earned QFF points in the last 12 months through a credit card). For $349, it's now fairly dreadful value for money...