Recommendations for US Amex card?

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scheps

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to accrue benefits and points for travel on decent airlines :P

I tried looking and got pretty confused as there were so many.

Anyone with experience, feel free to chip in :mrgreen:

Thanks in adv!

p.s. actually it looks pretty bad compared to what we get here...... I must be with the wrong airline FF program........
 
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Are you living in the US? You have a US credit history?

If not, then you could consider the International Currency Cards that Amex offers... They offer their charge card range in basic (free and no points program), green, gold and platinum that bill you in US dollars and have options for membership rewards.
 
If you have a US Social Security card then you could read Frugal Travel Guy as he has done some great work on US credit cards. We have a US Premier Rewards Amex which has worked for us but the sign on bonuses vary with most US credit cards.
 
Thanks guys, will be living there and have a SSN. I have the option of relocating my current amex there to bypass my lack of credit history there. I have actually been looking at citibank and its not bad vs Amex. Thanks for the tip on Frugal Travel Guy. will have a read!

BTW is the premier rewards amex a gold card? which charges conversion to airline FF programs?

scheps
 
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Our AFF contact in Los Angeles just got his Social Security number and has just grabbed an Amex with a 25k SPG sign on bonus.
My card came with a 30K bonus and I did a little blog on the subject in AFF. I am no expert here or in that fact...anywhere....
Yes mine is a Gold card.
 
Burmans that is a very good summary from Deals We Like.
i always thought we would expand our business into the US but it never happened. My US friends in business make millions of points and enjoy flying First as Coach can be very basic.
 
Burmans, that is an excellent website, it was a great read :)

Thanks very much.
 
I agree, thats what i will be getting!

One question tho, is the point transfer capped? and the 5000 bonus capped as well?
 
It would be an excellent idea to use the Amex global transfer to kickstart your US credit history. Note that you can still keep your Australian card open, and it does not limit what kind of US card you select.
 
It would be an excellent idea to use the Amex global transfer to kickstart your US credit history. Note that you can still keep your Australian card open, and it does not limit what kind of US card you select.
Agreed, beyond having a SSN, the first real step is establishing a US credit history and this is a really easy way to achieve this.
 
You could also explore Amex charge cards; I have heard they prefer giving these to global transfer applicants due to the shorter credit terms.
 
what would be the advantage of the charge cards over the SPG for example?

I will be doing similar with citibank as a citigold in the hope that i can get a higher rating, then consider lease for vehicles. But i got a feeling that will still take time...... need to scratch my head some more.
 
Looks like you've got very good advice from others, but just thought I'd add my experience in case it is useful. I recently returned from the US and made good use of the Amex Global Transfer - initially applied for the SPG Personal Amex, then Platinum card, Business Gold card, SPG Business, Hilton and Mercedes Benz Platinum cards over the course of ~8 months. I wasn't eligible for a SSN but got an ITIN by opening an interest-bearing bank account.

The first application had to be manually approved (applied online, rejected, then called to have it reviewed on the basis of Global Transfer), but the rest were instantly approved online (with ~2 month intervals between applications). I wasn't worried about building up a US credit history, just taking advantage of sign-up bonuses while I could.

The main benefit of the Platinum charge card for me (other than the signup bonus) was airline lounge access, and the airline fee rebate ($200 per calendar year; can be used twice in your first card membership year). The Gold cards have bonus point categories for earning Amex MR points.

I put most of my spending through the SPG cards with a view to ultimately transferring those points to AA for Oneworld redemptions. Where there were bonus Amex MR points available I'd spend on the Gold card - haven't used any of those points yet, but probably will transfer to BA for Qantas domestic J redemptions or to SQ. Signup bonuses for the charge cards can be 50-75,000 points so although Amex MR may be less valuable than SPG, you can accumulate them more quickly.

Good luck, and enjoy a whole new world of points earning opportunities!

Mike
 
What length of stay do you need to qualify for a ITIN? With the amount of points you earned in eight months mos, you could cover the the airfare costs of a temporary move just through sign-up bonuses!
 
I don't think there's a minimum length of stay to apply for an ITIN - just need to show that you may need to file a US tax return to claim a tax treaty benefit as a foreign national (which I did by opening a savings account earning a whopping 0.5% interest). Amex needed some proof of address in the US - we had a 9 month rental lease so that was fine (and opened the bank accounts at that address).

I've certainly gone a long way towards replacing the points my wife and I used for our flights home!
 
I wasn't worried about building up a US credit history, just taking advantage of sign-up bonuses while I could.
The point I would make on this is that while you may not have been interested in building up a credit history, the financial institutions ARE interested in your credit history, you would have been rejected if you didn't have one and you wouldn't have got all those bonuses.
Thats a pretty impressive list though, clearly they don't require much of a credit history in some cases, just that you have one. That sort of makes sense though, while bureaus keep 24 months of history it's the last few months that is regarded as most predictive of your ability to pay.
 
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