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I was in PUJ for brilliant after the very first card I got back in 2023. Recently found a NLL link and I was able to bypass it after 2 yrs.

In my short journey of US Amx market I'm pretty sure no one definitely knows how to get out of PUJ.

Your best bet to bypass it to apply via NLL links. They may be risky but work. YMMV.

I got 3 Amex's approved in last one month so don't think velocity matters that much. 2MR earning card (for one I was in PUJ and other I already had before) and 1 Brilliant.

If you have an ITIN or SSN it will make things easier. Very hard to scale up via GT route.


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