The Dreaded EDR Cancellation Letter - One last Tango

[Mattyana2003]

Got the infamous cancellation letter today. Been going a bit hard for the last few months. Does anybody know if you can keep spending and more importantly getting points for the 21 days written on the letter until the card is cancelled? I'll miss it just wanted to take it out for one last tango........

 

[cove]

How much was too much fandango? Was it ATO exclusive use?

 

[Mattyana2003]

How much was too much fandango? Was it ATO exclusive use?

About 50K per month for the last six months with about 30% of it ATO. Well mixed up with lots of general purchases.

 

[cove]

Do you have another family member to do a new $89 touch down?
I think you do still have some time left to run up some points before you change the card over.

 

[adrian]

My partner got the letter last month, and he stopped using it, so can't help you with an answer. Have signed up for a supplementary card on my account. Think that in future I'll be making the ATO payments once a month instead of once a quarter to spread them out a bit...

 

[cove]

I gave my card a rest from the ATO in June as we had plenty of personal expenses to pay. My planB is to get my wife a card if the dreaded letter comes my way. Plan C and D would be to use my sons cards so there are 3 alternatives.

 

[JohnK]

I have obviously missed a key part of this story.

 

[cove]

Woolies/HSBC are a bit titchy about us running up truckloads of point a dollar Qantas points paying ATO bills.
Several have received a goodbye letter.

 

[Mattyana2003]

I think my undoing was paying ATO $28k in one hit rather than breaking it up like I usually do.

 

[cove]

Yes that might be it. I typically do up to $15000 a time but never more tha twice a month and I do give them some stuff that would be profitable with a wide range of personal expenses.

 

[JohnK]

Woolies/HSBC are a bit titchy about us running up truckloads of point a dollar Qantas points paying ATO bills.
Several have received a goodbye letter.

Abuse in numbers?

 

[cove]

Taxpayers felt they were being abused by the Tax Office. Then about 4 years ago we were offered a credit card option.
Now the credit card companies are moving away from allowing points by whatever means they can think of and a cancellation letter can really hurt.

 

[Mattyana2003]

As my EDR card was cancelled I decided not to risk the points with one last tango before my 21 days cancellation came up. Does any one know if this now precludes me from applying for any other HSBC cards? I guess I might be blacklisted with HSBC. Don't know.......