Is mid-life crisis a point in time where you realise life is not a bed of roses?
For me that point was covid but I would not call it a crisis. It was time to reflect and re-assess what's important and stop focusing on the things thrust in your face and you're expected to do in order to make a few even richer.
Time to enjoy life. Time to spend more time in my house working on my house and prepare to get off the grid.