I have an F reward out of Singapore to Dubai leaving at 00:30 and I am planning to arrive on an LCC arriving a couple of hours prior. I hold both TID insurance (multi trip annual) and also Citi Premier insurance. The TID only has a limit of $2000 which, if the LCC is late, and I miss my F reward, won't cover an F reward to DXB on the spot.
The Citi Premier insurance says the below. I take this as, that if my LCC flight is late and I miss the F reward, I will get back an approximate amount in dollars, of the flight, booked at the same amount of notice as I originally booked for the F reward? (minus the taxes paid). First class tickets seem to be pretty stable with pricing, even last minute, so I guess I wouldn't be out of pocket much if anything if I had to rebook for the next first class flight out of Singapore to Dubai. Is this correct?
Section 2.1 Cancellation
2.1.1 What we cover
If, during the period of cover available, your journey
is cancelled, disrupted or rescheduled because of
circumstances that were not expected or intended by
you and are outside of your control (including if you
or your travel companion are positively diagnosed
as suffering a sickness recognised as an epidemic
or pandemic, such as COVID-19, which reasonably
prevents you from travelling), we will reimburse you:
UNUSED TRAVEL AND ACCOMMODATION
ARRANGEMENTS
a] the non-refundable portion of unused travel and
accommodation arrangements scheduled to
be used during the period of cover available for
your journey, that you have paid in advance of
cancellation or disruption and cannot recover in
any other way, limited to the maximum total limit
specified in Part C – Benefit Limits – 2.1 Cancellation.
FREQUENT FLYER, AIR MILES, LOYALTY CARD
POINTS & REDEEMABLE VOUCHERS
c] For the value of frequent flyer points, air miles,
loyalty card points, redeemable vouchers or other
similar schemes lost by you as a result of cancelling
the services paid for or obtained with those points,
air miles, vouchers or schemes, but only if you
cannot recover your loss in any other way.
We calculate the amount we pay you, which is
limited to the maximum total limit specified in Part
C – Benefit Limits – 2.1 Cancellation, as follows:
46
• for frequent flyer points, air miles or loyalty
card points:
• the cost of an equivalent booking based on
the same advance booking period as your
original booking less any payment you made
toward the booking,
• multiplied by the total number of points or
air miles lost,
• divided by the total number of points or air
miles used to make the booking.
• for vouchers, the face value of the voucher. If
there is no face value on the voucher we will
pay the market value.
The Citi Premier insurance says the below. I take this as, that if my LCC flight is late and I miss the F reward, I will get back an approximate amount in dollars, of the flight, booked at the same amount of notice as I originally booked for the F reward? (minus the taxes paid). First class tickets seem to be pretty stable with pricing, even last minute, so I guess I wouldn't be out of pocket much if anything if I had to rebook for the next first class flight out of Singapore to Dubai. Is this correct?
Section 2.1 Cancellation
2.1.1 What we cover
If, during the period of cover available, your journey
is cancelled, disrupted or rescheduled because of
circumstances that were not expected or intended by
you and are outside of your control (including if you
or your travel companion are positively diagnosed
as suffering a sickness recognised as an epidemic
or pandemic, such as COVID-19, which reasonably
prevents you from travelling), we will reimburse you:
UNUSED TRAVEL AND ACCOMMODATION
ARRANGEMENTS
a] the non-refundable portion of unused travel and
accommodation arrangements scheduled to
be used during the period of cover available for
your journey, that you have paid in advance of
cancellation or disruption and cannot recover in
any other way, limited to the maximum total limit
specified in Part C – Benefit Limits – 2.1 Cancellation.
FREQUENT FLYER, AIR MILES, LOYALTY CARD
POINTS & REDEEMABLE VOUCHERS
c] For the value of frequent flyer points, air miles,
loyalty card points, redeemable vouchers or other
similar schemes lost by you as a result of cancelling
the services paid for or obtained with those points,
air miles, vouchers or schemes, but only if you
cannot recover your loss in any other way.
We calculate the amount we pay you, which is
limited to the maximum total limit specified in Part
C – Benefit Limits – 2.1 Cancellation, as follows:
46
• for frequent flyer points, air miles or loyalty
card points:
• the cost of an equivalent booking based on
the same advance booking period as your
original booking less any payment you made
toward the booking,
• multiplied by the total number of points or
air miles lost,
• divided by the total number of points or air
miles used to make the booking.
• for vouchers, the face value of the voucher. If
there is no face value on the voucher we will
pay the market value.
