What are eligible purchases
- Thread starter Gerry153
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You’re actually wanting strangers to advise you about a product that may or may not impact your credit rating? You’re brave! Check the T&C’s on the card. They can differ.
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Welcome to AFF @Gerry153 !
"Eligible purchases" are simply purchases that are eligible to earn rewards points or to count towards spending to receive bonus points. Every credit card issuer defines "eligible purchases" a little differently, so you need to dig deep into the Terms and Conditions of the card and/or its rewards programme to find out what purchases count, and what purchases do not count.
Most CCs would say that "eligible purposes" are more-or less everything except payments to Government and Government entities and cash advances; most exclude BPay payments and the like, and some exclude payments via PayPal and other third-party payment processors. A few exclude gambling. But all are different.
In the case of ANZ, the definition of "eligible purchases" is found on page 5 of its Rewards Programme T&Cs. Here's an extract:
"Eligible purchases" are simply purchases that are eligible to earn rewards points or to count towards spending to receive bonus points. Every credit card issuer defines "eligible purchases" a little differently, so you need to dig deep into the Terms and Conditions of the card and/or its rewards programme to find out what purchases count, and what purchases do not count.
Most CCs would say that "eligible purposes" are more-or less everything except payments to Government and Government entities and cash advances; most exclude BPay payments and the like, and some exclude payments via PayPal and other third-party payment processors. A few exclude gambling. But all are different.
In the case of ANZ, the definition of "eligible purchases" is found on page 5 of its Rewards Programme T&Cs. Here's an extract:
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