Did mine with my accountant last night and I'm feeling very very deflated and down
Success in life requires careful financial planning, the fiscal fiend tries very hard to nail everyone but some slip through the net.
I opine that one important factor in organising your success ..is to seek fiscal serenity ( highly recommended)
There are ways to structure your personal financial success strategy that minimises bleed and maximises accumulation.
Plenty of how to books around.. do some reading...
