which credit card? (want non-airline specific, Visa or Mastercard)

[MEL_Traveller]

Hi all

Family member currently has a credit card, for business, uncapped earning of points, but those are swept directly to QFFF.

Currently has over 1m QFFF points and can't use them (majority of intended itineraries are at short notice and premium cabin availability via QFFF is painful if you can't plan a long way in advance).

Also deeply concerned (rightly or wrongly) about the financial viability of QF, and don't want to lose the points.

Can anyone suggest an alternative card... must be a Visa or Mastercard (for business) which has uncapped points, and preferably where points can be held by the institution and then transferred to chosen FF program as required. We had something in mind along the lines of Amex (but for V/Mc) if it exists? (current AMEX can transfer to VA/SQ/VS etc etc as desired).

With thanks in advance.

Mel-T

 

[DaveB]

I wont delve into business card spend, suffice to say Citi, NAB and Westpac are very liberal in their interpretation and have never queried my expenditure. Can't go past Citi for large spend with the free Signature offer currently available or go with the Select where the extra points earn can justify the $700 fee. Westpac probably has the best actual business cards though earn half the rate of the Select.