The latest offers and best credit cards in Australia to earn points and Status
Turn your everyday purchases into rewards with a credit card that earns points with a frequent flyer program or bank rewards program. Here you’ll find the best credit cards in Australia to earn Qantas points, Velocity points, Amex Membership Rewards points and more.
Note: Australian Frequent Flyer does not show offers across all credit cards in the market, or all rewards-program linked cards. Many of these cards will offer a bonus or commission for us sending you their way – you can read more about the policies on referrals here. Please bear in mind that none of the information here constitutes personal advice that is relevant to your own financial circumstances.
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Featured Credit Cards that Earn Points
American Express Platinum Card - 150,000 bonus Membership Rewards Points¹
The American Express Platinum Card is offering 150,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply via the link on this page by 9 September 2025, are approved, and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards points⁴ on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Qantas Business Rewards - 150,000 bonus Qantas Points
The American Express Qantas Business Rewards Card has 150,000 bonus Qantas Points + $250 in Qantas Business Rewards Travel Fund* on offer for new Amex Card Members who spend $6,000 on eligible purchases within 3 months of the approval date. The Card earns Qantas Points on spend and is transferred automatically into the business' Qantas Business Rewards account offering more flexibility for business owners. Offer ends 7 October 2025. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Velocity Platinum - 60,000 bonus Velocity Points*
The American Express Velocity Platinum Card has 60,000 bonus Velocity Points* on offer for new American Express Card Members who apply by 12 August 2025 and spend $3,000 on eligible purchases within the first 3 months of approval. Includes several perks such as Virgin Australia Lounge Access^ every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes⁼ each year and a Complimentary Domestic Return Virgin Australia Flightˢ. Terms, conditions and exclusions apply.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Qantas Frequent Flyer Credit Cards
Earn Qantas Points with a personal or business credit card.
American Express Platinum Card - 150,000 bonus Membership Rewards Points¹
The American Express Platinum Card is offering 150,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply via the link on this page by 9 September 2025, are approved, and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards points⁴ on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express® Platinum Business Card - 300,000 Bonus Membership Rewards Points
Earn 300,000 Membership Rewards Bonus Points ¹ by 4 November 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Qantas Business Rewards - 150,000 bonus Qantas Points
The American Express Qantas Business Rewards Card has 150,000 bonus Qantas Points + $250 in Qantas Business Rewards Travel Fund* on offer for new Amex Card Members who spend $6,000 on eligible purchases within 3 months of the approval date. The Card earns Qantas Points on spend and is transferred automatically into the business' Qantas Business Rewards account offering more flexibility for business owners. Offer ends 7 October 2025. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Qantas American Express Discovery - Earn Qantas Points on spend
The Qantas American Express Discovery is a great value entry-level Qantas card, with $0 Annual Fee, and offers an earn rate of up to 1.75 Qantas Points per $1 on spend.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Qantas Amex Premium - 20,000 bonus Qantas Points
The Qantas American Express Premium Card has 20,000 bonus Qantas Points on offer for new American Express Card Members who apply online, are approved, and spend $3,000 on your new Card within the first 3 months of approval date. The card comes with 2 Qantas Club invitations each Card Member year and earns up to 2 Qantas Points per $ on eligible purchases.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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NAB Qantas Rewards Premium - 70,000 bonus Qantas Points + a reduced first year annual fee
NAB is offering 70,000 bonus Qantas Points plus a reduced first year annual fee for new cardholders of the NAB Qantas Rewards Premium Visa. It comes with complimentary insurances and earns 1 Qantas Point per $1.50 spent up to $3,000 per statement period, and 1 Qantas Point per $3 thereafter, up to $6,000.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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NAB Qantas Rewards Signature - up to 120,000 Qantas Points and $295 first year annual card fee (save $100)
NAB is offering up to 120,000 bonus Qantas Points and a reduced first-year annual card fee of $320 (save $100) for new cardholders of the NAB Qantas Rewards Signature Visa. The card earns 1 Qantas Point per $1 up to $5,000 per statement period, and 0.5 Qantas Point per $1 thereafter, up to $20,000.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Premier Qantas Credit Card - Up to 100,000 Qantas Points
Up to 100,000 bonus Qantas Points are on offer for new cardholders who apply for the Citi Premier Qantas Credit Card. Includes two complimentary Priority Pass™️ airport lounge visits each year and offers up to 1 Qantas Point per $1 on spend.^ This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Velocity Frequent Flyer Credit Cards
Personal and business credit cards that earn Velocity Points.
American Express Platinum Card - 150,000 bonus Membership Rewards Points¹
The American Express Platinum Card is offering 150,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply via the link on this page by 9 September 2025, are approved, and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards points⁴ on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express® Platinum Business Card - 300,000 Bonus Membership Rewards Points
Earn 300,000 Membership Rewards Bonus Points ¹ by 4 November 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Premier Credit Card - 110,000 bonus Velocity Frequent Flyer Points¹
The Citi Premier Credit Card offers 110,000 bonus Velocity Points¹ for new cardholders who spend $8,000 or more on eligible purchases within 3 months from approval. The card earns up to 2 Citi reward Points per dollar on eligible transactions and includes complimentary membership and two airport lounge visits every year when you enrol in Priority Pass™, plus the ability to automatically transfer Points from the Citi Rewards Program to Velocity Frequent Flyer each month with Points Autosweep⁴. Offer ends 28 August 2025. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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NAB Rewards Signature - Up to 180,000 NAB Rewards points
NAB is offering up to 180,000 bonus Rewards Points with the NAB Rewards Signature Card. NAB Rewards Points can be transferred to Velocity at a 2:1 ratio, Cathay miles or KrisFlyer miles at a 3:1 ratio, Flybuys at a 1:1 ratio and Air NZ Airpoints at a 200:1 ratio. The card has no international transaction fees on all eligible purchases and comes with a Delayed Flight Lounge Pass that gives you complimentary access to an airport lounge at selected locations in the event of a 60 minute or more delay to your domestic or international flight.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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St.George Amplify Rewards Platinum - 100,000 bonus Amplify Points (can get you up to $450 in eGift cards)
The St.George Amplify Rewards Platinum Card has 100,000 bonus Amplify Points (can get you up to $450 in eGift cards) and a reduced first year annual card fee of $49 p.a. on offer for new cardholders, along with a range of complimentary insurances.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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St.George Amplify Rewards Signature - 150,000 Amplify Rewards Points + a reduced first year annual fee
St.George is offering 150,000 Amplify Rewards Points (equivalent to 75,000 Velocity Points or up to $675 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes per year and you can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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ANZ Rewards Black - Up to 160,000 extra ANZ Rewards Points + $100 back
ANZ is offering up to 160,000 extra ANZ Reward Points (can get $700 in gift cards) plus $100 back to your new card for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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ANZ Rewards Platinum - 100,000 extra ANZ Rewards Points and $50 back
Get rewarded with 100,000 extra ANZ Rewards Points and $50 back to your new card when you apply for the ANZ Rewards Platinum Card and spend $2,000 on eligible purchases in the first 3 months from approval. Features of this card include flexible points on spend, complimentary insurance, as well as Apple Pay and Google Pay support.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Amex Membership Rewards Credit Cards
Personal and Business credit cards that earn American Express Membership Rewards points.
American Express Platinum Card - 150,000 bonus Membership Rewards Points¹
The American Express Platinum Card is offering 150,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply via the link on this page by 9 September 2025, are approved, and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards points⁴ on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express® Platinum Business Card - 300,000 Bonus Membership Rewards Points
Earn 300,000 Membership Rewards Bonus Points ¹ by 4 November 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
The American Express Essential Rewards Card is offering 40,000 Membership Rewards Bonus Points* to new American Express Card Members who apply via the the link on this page by 27 January 2026, are approved, and spend $3,000 on eligible purchases within 3 months from approval . The Card earns up to 5 points per $1 spent for the first 10,000 points per month and has a range of insurance options for consumers, all for $9 per month. T&Cs apply. New Amex Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Explorer Credit Card - 100,000 Bonus Membership Rewards Points
American Express is offering 100,000 bonus Membership Rewards Points¹ to new American Express Card Members who apply for the American Express Explorer Card via the link on this page by 2 December 2025, are approved, and spend $4,000 on eligible purchases within the first 3 months of the approval date. Includes $400 Travel Credit² each year as a regular benefit, plus free access to The Centurion® Lounge³ at Sydney and Melbourne airports along with a range of insurances and high points earn rates on spend. T&Cs apply. Available to new American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Business Gold Plus Card - 200,000 Membership Rewards Bonus Points
The American Express Business Gold Plus Card has 200,000 Bonus Membership Rewards Points for new Amex Card Members who apply via the link on this page by 7 October 2025, are approved and spend $5,000 on eligible purchases within 3 months of the approval date. It is a Metal Card that is feature-packed for those who want to earn Membership Rewards points on business-related spend. T&Cs apply. New American Express Card Members Only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Platinum Edge - $200 Travel Credit plus $0 Annual Card Fee in the first year (usually $195)
The American Express Platinum Edge Card is offering $0 annual Card Fee (usually $195) in the first year for new Card Members. The card comes with a $200 travel credit each year it is renewed, Smartphone Screen Cover and earns 3 points per $1 at major supermarkets and petrol stations, and 2 points per $1 on overseas spend.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Business Explorer Credit Card - 50,000 bonus Membership Rewards Points
American Express is offering 50,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Business Explorer Credit Card and spend $3,000 on eligible purchases in the first 3 months from approval. Benefits of this card include complimentary American Express lounge access plus a range of insurances and high points earn rates on spend.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Business Credit Cards
Turn your business expenses into rewards with the best business credit cards to earn points.
American Express® Platinum Business Card - 300,000 Bonus Membership Rewards Points
Earn 300,000 Membership Rewards Bonus Points ¹ by 4 November 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Qantas Business Rewards - 150,000 bonus Qantas Points
The American Express Qantas Business Rewards Card has 150,000 bonus Qantas Points + $250 in Qantas Business Rewards Travel Fund* on offer for new Amex Card Members who spend $6,000 on eligible purchases within 3 months of the approval date. The Card earns Qantas Points on spend and is transferred automatically into the business' Qantas Business Rewards account offering more flexibility for business owners. Offer ends 7 October 2025. T&Cs apply. New American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Business Gold Plus Card - 200,000 Membership Rewards Bonus Points
The American Express Business Gold Plus Card has 200,000 Bonus Membership Rewards Points for new Amex Card Members who apply via the link on this page by 7 October 2025, are approved and spend $5,000 on eligible purchases within 3 months of the approval date. It is a Metal Card that is feature-packed for those who want to earn Membership Rewards points on business-related spend. T&Cs apply. New American Express Card Members Only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Velocity Business - 150,000 bonus Velocity Points*
The American Express Velocity Business Card is offering 150,000 bonus Velocity Points for new American Express Card Members who apply by 7 October 2025, are approved and spend $5,000 on eligible purchases on your new Card within the first 2 months of approval*. The card lets you access a line of unsecured funding with flexible spending power^ and offers business owners and sole traders up to 2 Velocity Points per dollar on purchases within Australia. T&Cs apply. Available for new American Express Card Members only.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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American Express Business Explorer Credit Card - 50,000 bonus Membership Rewards Points
American Express is offering 50,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Business Explorer Credit Card and spend $3,000 on eligible purchases in the first 3 months from approval. Benefits of this card include complimentary American Express lounge access plus a range of insurances and high points earn rates on spend.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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St.George Amplify Rewards Credit Cards
Convert flexible St.George Amplify Points to frequent flyer programs.
St.George Amplify Rewards Platinum - 100,000 bonus Amplify Points (can get you up to $450 in eGift cards)
The St.George Amplify Rewards Platinum Card has 100,000 bonus Amplify Points (can get you up to $450 in eGift cards) and a reduced first year annual card fee of $49 p.a. on offer for new cardholders, along with a range of complimentary insurances.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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St.George Amplify Rewards Signature - 150,000 Amplify Rewards Points + a reduced first year annual fee
St.George is offering 150,000 Amplify Rewards Points (equivalent to 75,000 Velocity Points or up to $675 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes per year and you can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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NAB Rewards Credit Cards
Convert flexible NAB Rewards Points to frequent flyer programs.
NAB Rewards Signature - Up to 180,000 NAB Rewards points
NAB is offering up to 180,000 bonus Rewards Points with the NAB Rewards Signature Card. NAB Rewards Points can be transferred to Velocity at a 2:1 ratio, Cathay miles or KrisFlyer miles at a 3:1 ratio, Flybuys at a 1:1 ratio and Air NZ Airpoints at a 200:1 ratio. The card has no international transaction fees on all eligible purchases and comes with a Delayed Flight Lounge Pass that gives you complimentary access to an airport lounge at selected locations in the event of a 60 minute or more delay to your domestic or international flight.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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NAB Rewards Platinum - Up to 80,000 Velocity Points
The NAB Rewards Platinum Card is offering up to 80,000 Velocity Points (auto-converted from 160,000 NAB Rewards Points) and a reduced first-year annual fee for new cardholders. * NAB Rewards allows you to earn flexible points on eligible spend, and offers bonus points at eligible grocery stores and purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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ANZ Rewards Credit Cards
Convert flexible ANZ Rewards Points to frequent flyer programs.
ANZ Rewards Black - Up to 160,000 extra ANZ Rewards Points + $100 back
ANZ is offering up to 160,000 extra ANZ Reward Points (can get $700 in gift cards) plus $100 back to your new card for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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ANZ Rewards Platinum - 100,000 extra ANZ Rewards Points and $50 back
Get rewarded with 100,000 extra ANZ Rewards Points and $50 back to your new card when you apply for the ANZ Rewards Platinum Card and spend $2,000 on eligible purchases in the first 3 months from approval. Features of this card include flexible points on spend, complimentary insurance, as well as Apple Pay and Google Pay support.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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ANZ Rewards Platinum - Up to 100,000 bonus Velocity Points
Get rewarded with up to 100,000 bonus Velocity Points when you apply for the ANZ Rewards Platinum Card. Features includes a complimentary insurance, as well as Apple Pay and Google Pay support.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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HSBC Credit Cards
Enjoy additional benefits when you travel.
HSBC Star Alliance Credit Card - Fast track to Star Alliance Gold Status
Fast track your way to Star Alliance Gold Status when you apply for the HSBC Star Alliance Credit Card and spend $4,000 or more on eligible purchases in the first 90 days from account opening. Includes $0 annual fee in the first year ($499 p.a. thereafter) and uncapped Star Alliance points earn on spend. Fee, charges and T&C's apply. Offer may end anytime.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Rewards Credit Cards
Citi Premier Credit Card - 110,000 bonus Velocity Frequent Flyer Points¹
The Citi Premier Credit Card offers 110,000 bonus Velocity Points¹ for new cardholders who spend $8,000 or more on eligible purchases within 3 months from approval. The card earns up to 2 Citi reward Points per dollar on eligible transactions and includes complimentary membership and two airport lounge visits every year when you enrol in Priority Pass™, plus the ability to automatically transfer Points from the Citi Rewards Program to Velocity Frequent Flyer each month with Points Autosweep⁴. Offer ends 28 August 2025. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Prestige credit card - Up to 200,000 bonus Velocity Points¹
Up to 200,000 bonus Velocity Points¹ are on offer for new cardholders of the Citi Prestige Credit Card. It comes with a vast range of perks including Airport lounge access for you and one guest courtesy of Priority Pass², "4th Night on Us"⁵ benefit when you book 4 consecutive nights at a range of hotels with Luxury Escapes, and an Uber Premier $100 cashback⁶. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Rewards Credit Card - Up to 90,000 bonus Velocity Points¹
The Citi Rewards Credit Card has an exclusive offer of up to 90,000 bonus Velocity Points¹ for new cardholders. This is an everyday card that earns Citi reward Points on spend that has the ability to automatically transfer Points from the Citi Rewards Program to Velocity Frequent Flyer each month with Points Autosweep⁴. Terms & Conditions apply. Offer ends 28 August 2025. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
The owner of Australian Frequent Flyer may receive a commission from the card issuer for each applicant of this card.
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Citi Rewards Credit Card - 100,000 Citi reward Points
The Citi Rewards Credit Card has 100,000 bonus Citi reward Points^ on offer for new cardholders. This is an everyday card that earns Citi reward Points on spend and allows you to Pay with Points, as well as convert the points to Velocity Points or KrisFlyer miles. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.
