Pay.com.au has added Qatar Airways Privilege Club as a transfer partner for PayRewards loyalty points, giving Australians a new way to easily earn Avios without flying.

Pay.com.au is a bill payment service that lets you earn full credit card points on your business payments. You can use the platform to pay bills by credit card, including ATO and government payments, and earn points for your credit card spend at the full everyday earn rate.

When making payments through pay.com.au, you can also opt to pay a little bit more for a package that includes PayRewards Points. For example, by paying an extra 1.8% in processing fees, you can earn 2 PayRewards Points per $1 paid through the platform. (That’s in addition to any points you would earn through your credit card.)

You can also earn PayRewards Points when using the platform to pay business expenses by bank transfer.

You can then redeem your PayRewards Points for a choice of rewards, or transfer them to any of the following airline program partners:

What you can do with Qatar Airways Avios

Avios is the shared loyalty program currency of five airlines: Qatar Airways, British Airways, Iberia, Aer Lingus and Vueling. Plus, later this week, Finnair will become the sixth airline to start using Avios.

As well as redemptions on Oneworld and other partner airlines, you can redeem Qatar Avios for Business and First Class reward seats and upgrades on Qatar Airways flights.

Members of Qatar Airways Privilege Club get earlier access (and lower pricing) to Qsuite redemptions, compared to Velocity Frequent Flyer and Qantas Frequent Flyer members.

Privilege Club members also get exclusive access to “Flexi” rewards on Qatar Airways, which cost more Avios but have more availability than regular awards. And Qatar Avios is the only type of points you can use to upgrade Qatar Airways flights.

See our guide to using Qatar Airways Avios for more information about the program.

You can also transfer your Avios at a 1:1 rate to British Airways Executive Club, or onwards from there to any of the other frequent flyer programs using Avios.

Earning Avios in Australia

Avios are valuable, but there aren’t that many other ways to earn them in Australia. The other main method would be by transferring Amex Membership Rewards points to Qatar Airways Privilege Club.

Pay.com.au processing fees

Pay.com.au offers three membership levels: Free, Regular and Premium. You can fully use the platform to pay your bills using the free plan, but the processing rates are lower if you have a paid subscription.

These are the standard payment processing fees, which exclude GST:

When paying business expenses, you might be able to claim a tax deduction on these processing fees.

Special deal for AFF Gold & Platinum members

As an exclusive offer, AFF Gold & Platinum members can access pay.com.au’s Premium plan processing rates for 90 days at no cost. That’s two months longer than the usual 30-day free trial offered to new Premium members.

Go to the AFF Member Lounge for more details.

Disclaimer: Australian Frequent Flyer is affiliated with Pay.com.au.

Matt Graham

The editor of Australian Frequent Flyer, Matt's passion for travel has taken him to over 90 countries… with the help of frequent flyer points, of course!
Matt's favourite destinations (so far) are Germany, Brazil & Kazakhstan. His interests include economics, aviation & foreign languages, and he has a soft spot for good food and red wine.

You can connect with Matt by posting on the Australian Frequent Flyer community forum and tagging @AFF Editor.