I'm looking at multi trip policy again in a few weeks and declaring type 2 diabetes or high cholesterol in the past excludes me getting a quote from some providers.
Looks like SCTI is the best option by far. If I declare type 2 diabetes it adds $15 to premium and high cholesterol another $45 to premium.
There's also the option to declare both but exclude cover for either. Is that a reasonable risk to exclude? I'm struggling to work out what can possibly happen in 3 weeks for either of these conditions that will require treatment and not wait until back in Australia.
Anyone with experience with these conditions overseas? Not looking for free medical advice but just an idea on potential dangers from either of these conditions while overseas for 3 weeks?
@Quickstatus @drron