Strategy to obtain US Amex

[nthd_nthd]

Hi Everyone - Can I get some advise regarding setting up transfer within IBKR - For Chase and Citi Checking account they asked for Direct Deposit. The options within IBKR were Direct Debit and ACH are those 2 I am wondering which one I should select.

So far - without knowledge before - My transfer from IBKR listed as ACH transactions - but moving forward I would like to have a more knowledgeable set up - So what do you say will satisfy Chase/Citi Direct Deposit please? Direct Debit or ACH?

Thanks in advance. Happy Easter everyone.

 

[georgie23]

I Use bank Wire - you get one free withdrawal per month and this is the fastest way (probably safest) but i think it doesnt really matter as all will get there in the end
When I go to set up a withdrawalI get 4 options

1. Wire
2. ACH
3. Transfer to Wise
4. Direct Deposit

 

[redwoodw]

Anyone with experience on using referral links for your 2nd GT, or using your existing US Amex account to apply for a 2nd card AND being able to use the referrals (without an ITIN)? Thanks!

 

[blacksultan]

Anyone with experience on using referral links for your 2nd GT, or using your existing US Amex account to apply for a 2nd card AND being able to use the referrals (without an ITIN)? Thanks!

That has never worked for me . Don’t think it’s possible .

Post automatically merged: Yesterday at 3:45 PM

Is it possible to apply for your first US card with an ITIN without doing an Amex GT for your first card ?

 

[georgie23]

That has never worked for me . Don’t think it’s possible .

Post automatically merged: Yesterday at 3:45 PM

Is it possible to apply for your first US card with an ITIN without doing an Amex GT for your first card ?

Yes sort of
You do a Nova Credit Application
Uses ITIN and Australian credit history but no current Amex history
Don’t know if you will get a Amex with no history at all and ITIN - might apply for a credit starter card if can’t get Amex