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  1. Colin 2905

    Credit card approval for a sole trader

    Having just "assisted" Mrs 2905, who has been self-employed for 10+ years, in applying for an ANZ Rewards Travel Adventures card (80,000 bonus Velocity points via Point Hacks link), ANZ wanted her accountant's name and 'phone number on one of the online application pages, then once submitted...
  2. Colin 2905

    Cancellation fee percentages

    I'm looking at booking a hotel through Amex Travel (Mrs 2905 has a $400 travel credit to use), and thought this was funny..... I can't even recite Pi to that many decimal places!
  3. Colin 2905

    Fees for points redemption

    What about making a dummy booking for one person?
  4. Colin 2905

    Reduced AMEX earn rates from April 2019

    With regards to supermarket spend, at this stage I'm still leaning towards keeping my Platinum Edge, and continuing to buy Wish e-Gift cards through the usual channels. But..... I recently noticed that nib Rewards now accepts Amex for payment of Coles e-gift cards. There's a 1% card fee...
  5. Colin 2905

    Christmas Bonus Of Up To 10,000 Velocity Points (2018)

    Supply and (virtual) demand? Still $4.50 for a weekend park in East Melbourne. ;)
  6. Colin 2905

    ANZ Black Rewards - bonus posting time

    Reviving an old thread, but for the same reason; it's November again, and there's another 30% transfer bonus..... I applied for the ANZ Rewards Black card through the internet banking offer, so have a $2500 spend target. Around $2050 of that is taken care of by my latest electricity and water...
  7. Colin 2905

    New Amex statement credits

    We bought some stuff from Freedom during the previous offer. We're still waiting for some of it to come into the store, so I didn't bother this time.
  8. Colin 2905

    CBR Summer get together 1800 on 12 November 18

    Count me in again. I won't know about Karen until closer to the date.
  9. Colin 2905

    Woolworths gift card thread

    Self-service took 21 minutes; no failures. Went and grabbed another 10 (leaving 14), but took them through a staffed register this time.... All activated OK in under a minute!
  10. Colin 2905

    Woolworths gift card thread

    WW Erindale has some. "Happy Birthday" ones only, but they scan at the catalogue price. Typing this as I wait for them to activate..... 10 minutes so far. (I bought 10..... for now.)
  11. Colin 2905

    Woolworths gift card thread

    I've got $2350 worth of water and electricity bills due soon. Their online payment system will accept multiple partial payments, as long as each payment is at least $5. They only accept Visa and MasterCard though, so the attraction for me is the potential to earn three times as many Amex Ascent...
  12. Colin 2905

    Citi cards - major changes

    I have the CitiBank Signature card from the "free for life" offer a few years ago. My card sits in a drawer whilst I churn through various others, but to keep things simpler for Mrs 2905 and our son, they still use the supplementary Citi cards for non-Amex spend. I recently started keeping an...
  13. Colin 2905

    Amex birthday bonus

    Getting 4 bonus points per dollar, ie; 6 Gateway points per dollar (equivalent to 4.5ppd) in total. :confused: Not complaining though. :)
  14. Colin 2905

    Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64/289

    I applied for the Low Flyer card a couple of days ago, and am currently sitting at "Conditionally Approved". Like everyone else in this thread, now to work what to put / not put on the card. Having held and used the Citibank-backed Qantas Premier card for the best part of a year until I...
  15. Colin 2905

    Amex birthday bonus

    I was going to create a new thread, but found this one in the process..... Mrs 2905 received an e-mail from Amex today, offering her 2 bonus points per dollar* on her Explorer card (she's the primary cardholder) until the end of this, her birthday, month, but only when used via Apple pay...
  16. Colin 2905

    CBR Kingston Hotel Spring get together 1800 on 26 September 18

    Count me in again. Won't know about Karen until closer to the date. At the last dinner it came up that I've never been to Tasmania. About to fix that; we're sitting in the CBR VA lounge, about to go to LST for a couple of days.
  17. Colin 2905

    CBR Kingston Hotel Winter get together 1800 on 19 June 18

    Count me in, but Karen's not sure if she can make it this time.
  18. Colin 2905

    Woolworths gift card thread

    Sorry, in hindsight I should've been more explicit. I was referring to the Verifone VX-series EFTPOS terminals, as issued by Bendigo Bank and used by merchants such as my local pharmac_ and hairdresser. I'd previously been unable to use any Perfect gift card at either (when the card was swiped...
  19. Colin 2905

    Woolworths gift card thread

    Some recent experiences.... My ISP (TPG) recently starting treating the e-mails with the actual WW e-Gift card as spam. (Since fixed by making an exception rule.) No $100 Perfect gift cards left at WW Tuggeranong this morning, but WW Kambah had some. Checkout guy said that he had to ask me why...
  20. Colin 2905

    CBR Kingston Hotel Autumn get together 1800 on 18 April

    Wow, nice to see so many people! Thanks as usual to gmoh for setting the date and rounding us up. Karen (unofficially, Mrs 2905) thought that we sounded like a bunch of nerds, the way we discuss the latest credit card bonus point offers and the finer details of credit card and FF points. She...
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