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Ah that’s weird. I was able to reply confirmation when swapping to the GV number early last year. Haven’t had the need to do so recently though. Ah and that doesn’t trigger any of their internal systems? That’s alright then haha. Unfortunately not, would be great if it did, but only US...

If you accumulate enough QF points from spend or from opening cards, you might find yourself in Qantas Points Club Plus, which then comes with Qantas Club membership. I believe this may allow you to bring in kids aged 17 and under.

Looked up their FAQs, looks like a max of only 3 months pause? That’s not very long.

Fair enough, that seems like a pretty good use case. I haven’t looked into the ability to pause the service, is there a limit to how long you can put it on hold and do you still need to pay a servicing fee or something? I’ll need to dive into that a bit more. Ah that’s unfortunate, I have heard...

Sorry, haven’t really noticed or tried using it for fuel as it doesn’t have a multiplier for that category. I’ve looked at Google Fi but it’s really expensive, I mean the monthly costs are pretty high comparatively to like some of the prepaid SIMs. Do you have an account but not activated...

Ah right, okay that makes sense then. Haha. I had my FICO before applying for the Gold via Resy but didn’t have an ITIN then. Yeah fair enough, it’s definitely good enough for Amex, but not sure of the rest. I’m hoping at least Chase and Cap1, perhaps Citi down the line.

All good. Ah right, yeah you could definitely look at using your T-mobile to activate GV. Yeah it’s just an app on my iPhone now, no extra SIM card or esim required. Haven’t had those issues, but haven’t really had anyone tried to call either. Yeah it’s great for that haha, and yeah when it’s...

Assume you had a FICO by your 8th month? Did you still need an ITIN to apply though? I thought that’s was more required for business or any other non Amex cards. Haha, what a classic. Glad you nipped that in the bud in time.

Yes that was what I did recently. However note that your RM is likely to direct you to the IBC as mine did. They seem to be the ones responsible for assisting in opening international bank accounts. I haven’t swapped my address over to a U.S. one but will do it soon.

My maccas ones have come through as restaurant and triggered the 4x. You’re right though, there’re some that fall through the cracks and don’t trigger the 4x. Ones for me include spend on drinks at the arts centre Melbourne where it was coded as just the arts centre which would therefore not...

I do have a referral for the 90k if you’re interested at all. If not, happy for you to use link that nomad has posted too. :) 1673826571 I have had that same issue with TextNow so swapped over to GV, been working a charm so far. Activation’s a bit more involved though, you have to pay a few...

I had my Marriott Bonvoy for about 1 year or so maybe and had my FICO when I applied for my 2nd, which was the Amex gold via Resy too. Logged into my U.S. account and applied. Can’t recall the specifics but I must have clicked no SSN. I think I got called for some verification questions but they...

325 right off the bat, didn’t use private browser. Unfortunately currently have Amex cards.

Thanks, I did a bit of research and found people who chatted to confirm the AU’s card, so I tried that too and it worked. Was able to add foreign passport to confirm AU card via live chat. Live chat person said can use the confirm card details to create their own account, I haven’t gotten...

Question on adding authorised users / supp cards to one’s account. How do you activate the card? They ask for SSN when trying to activate the card. Do we have to call them or do I activate the card by saying that I’m activating it for myself?

Was this the Little Queen Street Hilton? I’ve heard some good things about it. Yes, the Brilliant gives Platinum status now, which comes with lounge access. The AF has gone up though and is higher than the Aspire. Oh that’s good. It is a Charge card. Their public offer come with 90k points too?

Not sure if you can go from Hilton to Marriott products. Think you can upgrade / downgrade within the same family of cards (I.e., MR charge / credit, Hilton, Marriott etc.). I’ve noticed that as well, not appearing to show up on the Amex US website, but you can try going via the Resy site which...

Thanks for the insights @levelnine. All good sudoer. Just some queries leading on from what you mentioned levelnine. If only asking for retention offers after AF posting, and the next earliest being 13 months before next retention offer, does that that take away the option to cancel with AF...

What’s the general approach to retention? 1. Do we have to wait min 12 months before we should ask for a retention offer? 2. Is it better to ask for one before or after the AF posts? 3. Assume we’d then have to keep the card open for another 12 months from retention offer date? 4. Anything else...

Didn’t think you could apply for a Business card with no ITIN though?