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What @Uncharted6264 is trying to say is that after the first GT, the next ones after are assessed through your US credit history, not the AU credit history and no different to calling amex and applying directly with passport. Hence needing to wait 3 to 6 months to build the credit history. The...

Happened to me after getting the checking account as well. Note that it only happens the first time you login on a browser. You can choose to remember the device and it will not ask for the 2fa code again.

Probably this will be cheaper and faster than mail from Aust: https://docupost.com/

How are you guys claiming tax deductions on business purchases paid through the US credit cards? The accountant must be miserable going through the credit card statements that is in USD.

Just got approved for my first Chase credit card. The ink preferred. It was easier than expected especially considering its my first chase credit card. I don't think it can get easier than this except for an instant approval. Applied 3 days ago got an email that application is being reviewed...

Business checking always have 30k rewards bonus but some people have targeted 50k/70k bonuses. https://www.americanexpress.com/en-us/business/checking/?inav=menu_business_checking_payment_products_business_checking Personal checking have targeted $300 bonuses.

Address verification (Other than amex) and sign up bonuses.

The staff actually checked for all that? When I made purchases, they didn't even have a pen at the self serve and just let me go without signing.

I also recently It has my US address.

For the Amex checking debit cards (both personal and business). Can you call up to request the card to be sent overseas after 10 days? Will there be any issues in leaving the card unactivated? I've also just applied for the business checking account after the personal one was approved. This...

You need to keep the golds for at least a year or they'll claw back the bonuses.

Thats great. The US credit cards will be perfect for you. The credit cards are especially OP for overseas spending. FX spreads are actually lower compared to AU credit cards and in addition also earn the full amount of points.

Also fyi regarding gift card purchases in Amex AU. I don't think they care. I had a FR in Amex AU back in 2020 when they had the double points and double redemption value promo. I was putting spend on the card like no tomorrow, buying all sorts of gift cards. They asked me what were those...

Yes, in the long run hopefully it'll average out. I also didn't make any large purchases when it was at 65c...

The spread itself isn't that bad. I've noticed it can be as low as 0.2-0.5%. Conversion fees can also be reduced if using IBKR. Wise at 0.4% isn't too bad either. Overall I think you can reduce the average loss from the spread and conversion to about 0.7-0.8%. However the biggest loss that is...

They sent me an email requesting for the documents with a link to upload. In fact they sent an email reminder everyday requesting for the documents and I was waiting for my ITIN notice. This is for the personal checking account not the business version.

I just called and they approved my account. lol It was weird, that asked for my social, I told them I didn't have one and I've uploaded my CP565 ITIN form instead. They said they can see I've uploaded everything all good and then they said they can see my driver license was not expired and...

They requested for SSN and government issued ID such as driver license or state id. I sent my ITIN notice and passport.

I'm currently experiencing the same as your P2, Amex is requesting for a lot of documents. Hopefully what I sent them so far is sufficient.

Just received the ITIN notice from Planet Express. Will it be beneficial to have them mail the physical letter to Australia, I don't see why I will need the it but just want to see if there's anything I may have missed and will be useful to have in the future.