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I've been able to hit the Surpass $15k free night in less than 3 months with my $2k limit primarily through MS, but it did require a bit of float from my savings to achieve this and it wasn't super easy. Personally, I have a massive tax bill coming up as well, so could prepay some of that in Q1...

I really wonder how their algorythms work. It seems so random. When I was approved for the Surpass in August as my second card, I got a $2k limit and havent been able to raise it since. After that, request for limit increases denied and PUJ for Aspire and Biz Gold 200k referral offer, even...

So you shipped that Dell laptop to your freiight forwarder address, sold it on ebay and forwarded it from there to the buyer? That's a great idea! Especially if there are no Dell deals available on BG.

7 to 8 figures is just mindblowing to me 🤯. Did $30k in my first three months and have been pretty happy with that so far. Cant wait to get higher credit limits and more cards approved. I'm up for an oz group!

I see. Thats exactly what we tried. Looks like their payment processor didnt accept it. I guess I'll save them up until I find a property where I can use them.

Tried to redeem hilton GCs at the Hilton in Queenstown yesterday. Spent quite a bit of time with the duty manager trying to figure out how to redeem them, but he/we couldnt figure it out. Anyone that has been successful redeeming these and any idea what the staff did to get them to work?

First time I'm trying to look at my credit score. First US card opened 7 months ago, 3 months ago received ITIN and linked to Amex. Both Equifax and Experian prevent me from signing up. After providing my details in the application process, I get a generic error and can't proceed. Does my...

Easy $80. Didn't know about this offer. Thanks for sharing!

There were quite a few very decent cashback offers and coupons available. Even with very limited credit limit I was able to profit a bit. I'm still trying to figure out Walmart and I think I got myself banned for the year for Target 😅 This is my goal for next year (although maybe a bit smaller...

Gosh, another expensive thing I didn't know I needed until just now. Very tempting offer with the 15% discount...

Tried the Aspire via Hilton website and via amex website as well as biz gold, but no luck for any of those. I'll be a good citizen for a couple months and try again early next year I guess.

I have 2 cards open, amex green since May, and Surpass for 3.5 months now. I spent ~$17k on the surpass (cycled through the credit a couple times) to get the FNC before year end. I tried to apply for a credit increase, but got denied. Also currently in PUJ for another card. Am I just being...

Just looked back at my history. I used it less than I thought. Did save quite a bit on several Samsung purchases and once at Ozsale in the last year.

Another amex perk gone... The offers were often more competitive than other cashback sites.

Same here, uploaded via document center a few weeks ago and shows as Social Security Number

May I ask how you got your p2 added? Did you just call them?

I have several purchases from different Coles, IGA, some indian grocery stores, multiple 7-elevens and they all coded correctly for 3x. The only one that didnt code correctly for me was a BP gas station so far. I guess its a bit luck of the draw and depending on how the store has configured...

I'm reading reports on frequent miler that MR transfers (to Hawaiian?) are now getting cancelled. Not sure if true. Edit: it might have just been a bug.

Costco codes as Wholesale Clubs which is different from the Grocery Stores MCC. It tracks as 1x on the HSBC. I tried it a few weeks ago as I had similar thoughts as you.

As a sole proprietor, you don't need an EIN to apply for a biz card, do you?