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Hope it gets sorted - what would you suggest then as first away from Amex card

Do you need to create a Amazon US account for this?

I did the "Bank to Bank" transfer - mostly to test out the feature - they then sent 2 small payments to Wise which I confirmed in HSBC and then did then transfer that way - the Wise to HSBC seem fine

DP - HSBC US blocked my account as linked up WISE via ACH and did a pull transfer - they could not verify me at the other bank (Wise had me a Community Trust Bank) - they have blocked log in access - had to call fraud centre and they are waiting for the transfer to go through - not sure if...

I only have Amex and HSBC so far so don’t have a wide history with different banks- maybe others can add to this

No free - cheapest is $5 a month (plus tax)

Less than a week

To make matters worse the Amex CC fee for the transaction was 2.95% - didn’t realise till the next day was so much

It’s got to do with the business how they set themselves up on their CC facilities as to what they pick as their category - I suspect that some providers who get a POS that incorporates CC don’t even pick a category but the POS chooses it - I suspect that the POS might get a better deal for...

A bit random - I had a large 10K bill at a major restaurant and they used a POS company that coded as General merchandise Hit and Miss but mostly I would say 90 % of my places code correctly including cafes and fast food

I wrote them a letter (actually to all three to see how the credit report looks like) Generic letter with my details requesting file Included copy of passport/ITIN/bank statement I used my US mailing address and they sent to there and the company scanned it form me yesterday I used Docupost to...

Damn sorry to hear - I hope it sorts out Worst case scenario can you port your number out to Tello - not sure if that is an option to keep the number I think there was a person here recently who ported from TextNow to Tello so they may be able to give some DP on how easy it was

1 month ago - I got the same email and conditions when I applied - I was not properly premier when I applied and got the same email. Corrected via HSBC in Australia and got email stating was Premier - reapplied and did not get the email stating those conditions

Update - got my TransUnion hard copy of Credit file - it shows my 2 x Amex Cards with all correct details. I spoke to Equifax who claimed that the reason must be that Amex is not reporting - suggested I speak to Amex and ensure they report - Amex closed - will try next week. Suspect it may be...

When they did this for me it was because they did not have me down as Premier - I would just check that they have her as Premier status and that is the reason you are applying for US checking - when they confirmed Premier status I did not need this just the usual - generic investing and saving -...

Credit Report question Got my Equifax account setup - logged in today - and my credit report is essentially blank. Have a green card (Aug 2023) and Platinum (Sep 2024) and neither show up on file - no score either (previous FICO was 684 that came with Platinum card) - no address details either...

I used SH Studio ITIN – THE SH STUDIO

I had a similar recent experience - 20 year with Amex and now off Called Asked for a manager- not an option Spoke on chat Sent email to address given No response other than generic letter Pretty useless It’s very AI bot response in my opinion - no room for human intervention

I applied with my ITIN - not sure if can do without it - yes was very simple - easy application - nothing other than usual identifying details - got an initial email asking to call - they wanted the Passport and ITIN - got an email to upload those - 24 hours laters it was approved and open

Australia