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Balance Transfer for CC and Balance transfer on LOC are quite different. Guess you may need to check whether the "offer" you found is in the Lending section as opposed to CC section.

Quite common for them to offer balance transfers on their LOC. It is usually 0% for 3 months (No BT Fee), 0%for 6 months (2% BT Fee) or 5.9% for 2 years - all at 80% of credit limit. I have had many instances in which I have taken up the 3 months offer, only to chuck it in an online savings...

That is probably because the inventory has only assigned/allowed for 2 business saver in J. I have had mixed luck in the past with 3 business saver redemptions. Most of the times - it is 2 business saver and one business standard.

Applied, Chased them around a couple of times but to no avail. In fact I did not even have the sign-up bonus points (60,000 from memory) awarded, until I threatened to cancel my card. The points arrived a whole year late although I should admit, right in time for a family holiday.

I am in just for the points too. Funny thing is Citi never got around to sending me PP ever since got Select. I might have used the wine offer - 1 times on whole FY13!!!.

Yes. it certainly seems to be the case. Not that I am complaining. On another note, I have a mate of mine experience a similar thing - so my hunch is that they have failed to notice it!!!

Exactly, I stuck a spare 100K at the time in Citi and attained Citi Gold. Its since been long that I withdrew the 100K but still only pay the half annual fee on my Select (since the past 2 years).

Apologies if this has been discussed earlier. I have a redemption booking of J saver on Sin-Mel-Blr waitlisted late Dec 13 and return flight also waitlisted mid Jan 14. I managed to get 2 of these J savers confirmed for my wife and kid (separate booking) while my redemption is waitlisted. At...

Thats Early. Got a J Redemption in A380 for early Jan. Cannot seem to book another J redemption online. May be I should try ringing them to try my luck as I need another J redemption to join the family.

So much so for using forums to promote your card uptake - It will be great if the range of benefits promised are actualy delivered. I have a Select card and have made at least 8-10 calls to your customer centre to avail the bonus points and priority pass membership. All I have got so far is...