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  1. G

    Strategy to obtain US Amex

    I don't think I have ever got 3x for fuel for Green
  2. G

    Strategy to obtain US Amex

    I used wise and ibkr on weekend and for 10K was approx the same - ibkr about $9 cheaper so marginal on 10K - never used wu - this always feels "scammy" to me - always associated with scams
  3. G

    Strategy to obtain US Amex

    Charge cards do get listed is my understanding you just don’t get a score for the credit utilisation part of the score Total credit limit - from others interpretation it seems if your limit is near your income it may make it hard for them to give you more limit so reducing may be beneficial
  4. G

    Strategy to obtain US Amex

    RE HSBC - did anyone do as a joint account - can both then qualify to open US account in individual name? Not sure if worth it but trying to get P2 involved so a US bank account would help
  5. G

    Strategy to obtain US Amex

    Did you open any credit cards as well?
  6. G

    Strategy to obtain US Amex

    Great work - so almost a cost neutral from a flight point of view
  7. G

    Strategy to obtain US Amex

    If I just did a application and succesful with ITIN is there any need to upload?
  8. G

    Strategy to obtain US Amex

    Is there a place to recall what SUB I signed up for and what the minimum spend - I can't seem to see if I did a screenshot of my initial offer and can't see it on an email
  9. G

    Strategy to obtain US Amex

    I wish I did mine - I got it nearly a year ago and didn't add (didn't really know how to do it truthfully) and was waiting for FICO to come and then apply for second card - It was in the time they were phasing out seeing the FICO score, I was thinking I still hadn't got one, I probably did just...
  10. G

    Strategy to obtain US Amex

    Just wondering if anyone has used a credit score improvement agency to assist in checking errors on credit scores? This seems like relatively cheap price for $99 a year to monitor and fix any issues One I found Dovly | Your Free AI Credit Engine
  11. G

    Maximum points on an uncapped credit card

    I loaded up twice over 100K (I have a 40K limit) but paid the same day so wasn't a long time loaded. Agree in my experience Amex is a no go pretty much immediately
  12. G

    Maximum points on an uncapped credit card

    i put through 200K last month and received all the points
  13. G

    Strategy to obtain US Amex

    https://www.vonageforhome.com/ Some have suggested connecting to this for $10 a month to establish a "utility" - I saw this on a youtube video where if you have "home internet" that tries to establish a home address I am not sure if it works but it might be worth trying for a few months and...
  14. G

    Strategy to obtain US Amex

    I just tried to get mine on weekend too and faced a hurdle I have to do the same thing with Experien They want a copy of my ITIN and some recent utility bill - I was planning on sending a copy of amex statement and a copy of Tello Phone statement
  15. G

    Strategy to obtain US Amex

    Will it add to credit score info etc if it is using your Australian address vs US addrss - do you have an ITIN to add to help link profile (if you have one) Assuming if does link it will be part of Chase 5/24 consideration
  16. G

    Strategy to obtain US Amex

    Completely agree Sometimes info is out of date or works for someone but not for you Lots of trial and error So grateful to everyone who shares info
  17. G

    Multiple Amex Business Cards

    me too - I had 4 at one stage but have dropped down to 2 currently
  18. G

    Strategy to obtain US Amex

    Some options include MyUS Planet Express US Global Mail Anytime Mailbox
  19. G

    Strategy to obtain US Amex

    I had an offer of 100K to upgrade Green to Platinum I applied for a new Platinum card and got a 150K SUB and the upgrade offer went away From reading elsewhere you may get upgrade offers again but I imagine it will be in another 12 months time once you have had the card for longer than a year
  20. G

    Strategy to obtain US Amex

    just curious if you had to complete the return @levelnine ? what software did you use? did it affect you Australian tax return at all cheers
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