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  1. G

    AMEX rejection

    Wife got any rejection amazing credit score, salary and no loans Closed last account in Oct and has no loan Will try again in 3 months
  2. G

    AMEX rejection

    well done - just tried my wife's for application over weekend - perfect score and no cards (closed latitude in Oct) and got the 5-10 days pending so think it will be a no - have been trying since Sep last year Might have to try again and use my referral code and see how that goes
  3. G

    Strategy to obtain US Amex

    Update - redid the application again and today the passport and DL worked with equifax and was able to go through - need to call Amex tomorrow but interesting part is that the AU credit report got converted into a US equivalent report (her 1002 AU score got converted to a 753 US score and was...
  4. G

    Strategy to obtain US Amex

    VPN From the privacy subgroups on reddit They rank Mullvad and Proton as better VPNs Nord / PIA and cybershark and most of rest are meant to all be ok - not amazing but better than nothing - lots of advertising and promotion For the average punter probably fine for what we want to achieve...
  5. G

    Strategy to obtain US Amex

    That’s her AU score but she doesn’t have a Amex AU card Keeps getting rejected by Amex AU
  6. G

    Strategy to obtain US Amex

    Its never easy in this game I just fired up P2 application via Nova Credit with the new ITIN - applied for HH, put in all details, then entered Australian detail and it wouldnt accept the passport but did take DL and Medicare but then came back as unsuccesful as could not get the Equifax AU...
  7. G

    Strategy to obtain US Amex

    Update Applied for P2 ITIN via SH Studios on Jan 17 and just got email from them with ITIN letter - it was dated March 3 Pretty quick at the moment
  8. G

    Strategy to obtain US Amex

    - I have seen many of the canadians do TD Bank - looking at website seems you can pick Australia as country and non resident alien and add ITIN but I haven't done applicaiton - Ally bank - seems to be an online bank that is ITIN friendly Maybe also discover bank or Santander If you go through...
  9. G

    Strategy to obtain US Amex

    Chase website Certain fees and transactions don't count toward the spending requirement When making purchases to earn your sign-up bonus, make sure that you understand what fees and transactions don't count toward the spending minimum. Certain fees and costs such as foreign transaction fees...
  10. G

    Strategy to obtain US Amex

    No I just paid the ATO directly - 1.49% for Amex - they didnt care if was a US Card or not Was able to pay a staff Super as well using ATO portal The card fee is a seperate line and I dont think this counts to SUB. Chase may of course be different
  11. G

    Strategy to obtain US Amex

    I have no Chase experience but 4 different Amex cards, I paid ATO and it counted to SUB
  12. G

    Strategy to obtain US Amex

    I tried but unfortunately need to do in person for non resident aliens If have SSN it may be different Tax implications - not sure - may get a 1099 form I believe if worth more than $600 - some have said it happens with even lower amounts
  13. G

    Strategy to obtain US Amex

    Need ITIN for Business if applying as sole trader
  14. G

    Strategy to obtain US Amex

    I used docupost and it was great - easy and fast With Experien I got the same letter first time, I just called them and asked what do I need to verify and they verified my letter over phone and posted me a copy of my file
  15. G

    Strategy to obtain US Amex

    From memory my Australian one took 4-5 months - but they also had the country as "Austria" so not sure if the letter did a European leg first
  16. G

    Strategy to obtain US Amex

    From what I understand from SH - they put your name and their postal address on every ITIN application they do - they include your Australian address in the ITIN application too - so you get a "fast version" posted to them that they scan to you and a "slow version" that gets posted to your AU...
  17. G

    Strategy to obtain US Amex

    That’s the address that it was posted to for their copy - I have a version with my Australian address on it where the IRS posted back to Australia 1740981003 I don’t think so - I take it as no credit agency has this address - it was just the address the SH studios used it to get the ITIN posted...
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    Strategy to obtain US Amex

    My ITIN has SH Studios address - never come up on any files
  19. G

    Strategy to obtain US Amex

    On my Equifax (I am able to create an account but there is no score, none of my cards are listed) I can see they have a USGlobal Mail address - CA- I used as a trial -this is what I have been trying to correct to list my current address but with no success. I have just reactivated the...
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    Strategy to obtain US Amex

    No, they need to be able to access all three to create an account - what I got from it was that my files from TU and Exper were all legit - the equifax file has an address issue that is preventing them from being able to access it - I called equifax and have spent lots of time trying to get them...
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