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Don’t know how many people but there were 80000 who had more than 3 million in super. Has to be a lot more people with assets in super pensions also>1 million Between 2.5-3 million people qualify for Sapto so it is not an insignificant amount. Tinkering with super is not a bad idea though it is...

Been thinking about this a lot. I am comfortably retired with decent assets but only pay a few thousand dollars in tax per year. I have some capital gains that will eventually be taxed. Per this paper https://grattan.edu.au/wp-content/uploads/2016/11/879-Age-of-entitlement.pdf ,Sapto and the...

It’s been a while since I have used this tool. Looks much better with more explanation of risk factors and how to modify them. CAC now included .

I think they are looking to offload their retail banking business. My wife retains a share account and an attached bank account and getting 6 figure funds out of them was painful with 4 phone calls involved ,so I would not recommend them.

I got another email from [email protected] saying I will receive an email again from Deloitte’s. It looks legitimate , is this just a straggler or have they started again ?

https://static.ffx.io/images/$width_1240/t_resize_width%2Cq_52%2Cf_auto/ad01ca8bb5458f58dce86e735be2c4159859ed50b1ad293643e6a37bcf128635 Thought this might be useful to put here. It’s a table comparing effective tax rates vs super balance in an article talking about div296 in the afr

I actually got this in January so I might try the Cabernet 👍

Anyone have a clue what the wine star cw164 deal is?Mystery CW164 Super Premium Single Vineyard Coonawarra Shiraz 2016 - Mystery Wine

Watched a SMSF seminar and the div296 was discussed. Apparently the decision on taxing the unrealised capital gain was because the tax was more easily calculated based on things already reported in yearly returns. They compared it to div 293. Also there is supposedly an option to pay the tax...

One thought that comforts me as a mere mortal superranuant (way below 3million) is that those mega funds will be subject to the 17% death tax ! I don’t understand why people put farms into their SMSF as being a lumpy investment it creates all sorts of problems in regard to the death tax and...

Maybe just a little different? They trade some side effects. I found tramadol more useful in herpetic neuralgia but never tried tapentadol in those patients. I mainly saw side effects of tapentadol in those elderly patients who presented post orthopaedic surgery...

I think it was 8 pm, at least where I live in nsw.

Sister in law turned 60 and her ?Hesta fund just automatically downgraded her from aggressive to balanced ! May work to her advantage in the short term if she is lucky but it’s her only investment. Kudos to her for being in the aggressive strategy in the first place.

I think there are some complicated calculations that would need to be done and the ability to bring forward contributions to the 360000 every 3 years is dependant on your total superannuation balance , which you imply is close to the limits. I suspect you need specialist advice which some...

5 million limit ! No worries

Have you looked here ? https://www.australianfrequentflyer.com.au/community/forums/foreign-exchange-travel-money.264/

Something like this? https://hornsbycomfyhips.com.au/products/shin-protector?srsltid=AfmBOood_ad8Dlt5krlTFrU--BmLkN6x6wIB1NMm2N_YQE0Hxm2mmwFK

https://support.qantasmoney.com/financial-difficulty/loss-of-a-loved-one#:~:text=Can%20a%20deceased%20member's%20points,a%20Qantas%20Frequent%20Flyer%20account. Wow, you have a lot of flexibility Eligible Family Member' of a Member means any person the Member can demonstrate, to the reasonable...

saw this on youtube Basically this lady lives near Osaka and bought a car that was involved in an “accident” While it was parked. She got a phone call from the police and was apprehensive . She must be aware of the problems that can happen as she concludes the story by recommending you have a...

https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/self-managed-super-funds-smsf/smsf-newsroom/running-an-smsf-publication-now-available This should be useful