0% on Balance Transfers - a free loan and a great opportunity? [merged]

[ColinP]

I've just done what the OP suggests.

My Citi visa had an outstanding balance of ~$4,000 to which I balance transferred $4,000 from 'Ignite'.

My Adelaide Bank visa had ~$4,000 outstanding to which I have BTd $8,000 from 'Ignite'. I know from past experience that Adelaide Bank have no problem with this but I didn't do it with Citi for the reasons pointed out above.
a) I don't trust them
b) I've read numerous times in the past on this forum that Citi don't like +ve balances on CCs.

 

[medhead]

You're up late !

Indeed. I was watching that classic homosexual movie top gun and some rugby of payTV, while catching up with AFF on iphone.

I've strained my neck and sitting up is less painful than lying down.

 

[Schebesta]

Just to confirm, so in the OP's post, his other balance wouldnt be checked?