No big secret, just the culmination of making every spend count - and always choosing points over convenience.
I have applied for the amex velocity for myself and my hubby (getting the bonus too); plus DJ Amex; plus Citibank; plus CBA CC. That was a lot of points. The DJ Amex is a great earner for groceries and petrol (2.25 points per $1).
Plus I have been doing surveys; using the Qantas Cash Card for bonuses; booking restaurants and hotels through the Qantas portal; and pushing everyday spending through the Citibank card (school fees $$$, power, water, medical, dental/orthodontist, insurance, rates, rego, Telstra via paypal). I also use the velocity and Qantas portal (then I can get attractive points from both the portal and using the rewarding credit card) - for Ebay, book depository, and a lot of other shops...Velocity has 240+. When we travel, I also joined Starwood and Club Carlson (based on the hotels we were staying at for that trip). I also collected bonuses from the hotel clubs for small adaptions. I also collect points on hire cars. Plus, we changed to petrol from BP for Velocity. I have discovered that there is a way to get points for pretty much every transaction. I particularly like getting 2 lots of points (from credit card, and separately for the transaction).
I have also taken advantage of the points earning from some of the credit cards I got. (due to the quantity of credit cards, I have to write it all down to remember which card is 'best' for which transaction). For example, I can get 3 points per $1 buying at Mcdonalds or KFC (or a restaurant). I can get 2.6 points per $1 on overseas transactions. I can get 2 points per $1 for accommodation (plus those from using the portal). Hubby has to ring me, to ask which credit card to use when he buys something.
I have also made mistakes - and have learnt from them. (lots of mistakes)
Plus, we got some points for 4 people to Europe return, and some domestic flights in Europe and Australia.
Yes - it has been effort. I think that it will be worth it though, we have never flown anything other than economy. Can't wait!
Great inspiration for a lot of us newbies! Its amazing how quickly you change to "points" mentality side of things. We are only focusing on one program (Virgin) and not Qantas. Due to some bad runs when I was unemployed for a while my credit rating is shot but luckily the wifes is great!
So so far we have (in the space of the last couple of weeks)
Amex Platinum Velocity (With 110K sign up when spent $1K).
Virgin Money Velocity Flyer Visa (went the normal instead of platinum because of less fees - 1 platinum enough for us!). 10K sign on bonus after first purchase and then a further 10K bonus if spend 5K within three months of sign up. We took up a Visa to cover bills / items where Amex isn't accepted so the points was an added bonus!
Between the two cards we have been given on top of the sign up points:
1 Free return trip to pretty much eastern seaboard locations on Virgin (direct flight) through Amex
4 segments of Two For One on Saver Fares through Virgin Velocity Flyer
2 free entries to Virgin Lounge (Amex)
If my own credit rating wasn't shot we could of doubled the deal!
Once the cards arrive the transfers start happening for all our bills going from direct debit from bank account into the relevant credit card (with preference for Amex except some utilities where the earn is higher on Velocity Flyer Visa). Added benefit is we make use of our mortgage offset as well much better
Like you, on way to and from work has become survey time (hey it passes the time on the train!), fuel has moved to BP (which happens to be the nearest one to our house anyway!). And also making of the velocity E-Store as well now!
We decided to focus on Virgin for two reasons.
1) I have always admired Richard Branson and the way he started his empire!
2) I cannot stand Qantas for some reason. I have only ever flown them once but didn't like the experience. But more importantly I just don't like the "Iconic" brand on most things. I hate Telstra and I hate Qantas! LOL
Don't think we will accrue as much as you guys but we have a start on the way to points. (We too focusing on accrual right now and not thinking about redemptions yet!)