50 SC for signing up to Qantas Health Insurance

[Lat34]

Done so too. The app is unusable (on Android) though. Keeps popping up asking if I want some competition. No matter what you select it just pops up again and again.

View attachment 252629

Maybe uninstall/ reinstall?

Have no problems at all on Android...

 

[Daver6]

Maybe uninstall/ reinstall?

Have no problems at all on Android...

Tired that. In the end I just gave up. Came back maybe a 45 minutes later and all good now.

 

[Mattg]

Well this morning I also received 1,867 points in my QFF account from the Qantas Wellbeing App. Not sure what that's from, but I'll take that as well

 

[Lat34]

Well this morning I also received 1,867 points in my QFF account from the Qantas Wellbeing App. Not sure what that's from, but I'll take that as well

I seem to recall there was (still is?) a "feature" whereby points earned at the reduced rate will convert to full points when an Eligible Qantas Insurance Product (Health, Life and Annual Multi Trip Travel Insurance policies) is purchased?

 

[aikman]

I found this in the PDS. I guess that counts me out and I'll have to look for cheap SCs elsewhere.

You cannot have the same type of health Cover with more than one health Fund (e.g. you cannot have a Hospital package with 2 health Funds, nor can you have an Extras package with 2 health Funds)

 

[qantas21]

I found this in the PDS. I guess that counts me out and I'll have to look for cheap SCs elsewhere.

Maybe put the existing extras cover “on hold” for 60 days which may be a work around?

 

[Daver6]

Not suggesting people do this, but how would fund A know if you already are a member of fund B?

 

[equus]

Fund A and Fund B may be the least of your problems. Health insurance fund memberships and premiums are reported to the ATO. Not something I would wish to abuse T&C on, given investigations may come from the Tax Office.

 

[33kft]

Not something I would wish to abuse T&C on, given investigations may come from the Tax Office.

Why would the ATO care?

 

[exceladdict]

Why would the ATO care?

Private health insurance rebate

 

[SYD]

Not suggesting people do this, but how would fund A know if you already are a member of fund B?

Cross reporting for waiting periods?

 

[33kft]

Private health insurance rebate

How is holding two policies an issue there? You get half the rebate. There's no combination of policies that is going to get you more than holding one policy yet you are paying twice. Why on earth would they care?

 

[33kft]

Cross reporting for waiting periods?

I took up Qantas Health Insurance last offer period despite being covered through my work's corporate fund and neither ever knew of each other, nor did they ask.

 

[Captain Halliday]

Private health insurance rebate

Devil’s advocate questions:
Can you decline to claim it?
Does it even apply to extras?

 

[Daver6]

Private health insurance rebate

There is an option in the application asking whether you wish to claim it or not. Obviously one would select no.

 

[exceladdict]

There is an option in the application asking whether you wish to claim it or not. Obviously one would select no.

I will be glad to be wrong, and the ATO not care if this can indeed be done

I do wonder if/how changing policies around unnecessarily would complicate things like the lifetime health cover loading etc. If not, then that's great!

 

[TripleB]

They will also want to be sure that that you aren't claiming for the same service twice with two separate funds.

 

[MooTime]

I signed up at minimum rate.
Qantas Wellbeing app gave me 10x QF points as noted above. So that's on top of stated 6k QF points for the offer.
No email yet thought, I guess later today. welcome pack etc.

 

[equus]

Why would the ATO care?

They may not - but would you want to be in an ATO database flagged as someone who pushes boundaries and is willing to break rules to game the system?

 

[BudgetFly]

Done! The website wouldn't accept my application (twice) had to call and the phone was answered straight away by an Australian (Ironic that Qantas Insurance can answer the phone but flights can't!). I took out the single parents basic extras for $53 per month = 12,000 points plus the 50sc. For info - I could have paid the first month with 8000 points, this option wouldn't work for me on website but is available via call centre. Cheers