American Express Essential Card: boosted $75 statement credit with referral

[ChrisFlyer]

Looks like nobody here is yet to offer a referral for the American Express Essential Card, so I'm happy to oblige, and hope fellow AFFers will find my summary useful.

If you hate paying credit card annual fees but still like to earn frequent flyer points, the AMEX Essential Card might just be for you: and by applying via my referral link, you'll earn a higher statement credit than you'd otherwise receive by applying direct to AMEX!

Here's the deal:

• Earn a $75 credit on your statement after spending at least $750 on purchases within the first three months (that's compared to the regular $50 statement credit offer available direct from AMEX: keeping an extra $25 in your pocket!)
• Pay no annual fee, ever: so this card isn't just free, it'll actually save you money, thanks to the statement credit!

(A statement credit is just that: a credit on your bill. You still need to pay at least the minimum monthly payment due, but for example, if you spent $750 in the first month, you'd get a $75 statement credit, lowering your outstanding balance to $675 - pretty neat, huh?)


On the points side, you'll also earn:

• 1 Membership Rewards Gateway point per dollar spent, uncapped, except on payments to utilities, insurers and government bodies where you can earn 1 Membership Rewards Gateway point per $2 spent

These points can be converted into airline frequent flyer points at a 4:3 rate with Virgin Australia, Cathay Pacific, Emirates, Etihad Airways, Malaysia Airlines, Singapore Airlines and Thai Airways, into Hilton HHonors points at a 1:1 rate, and into Starwood Preferred Guest (SPG) Starpoints at a 2:1 rate. You could also turn your points into Air New Zealand Airpoints Dollars, but it's not the best way to go in terms of value.

Also included at no charge:

• Smartphone screen insurance of up to $500 when you purchase your smartphone or pay for your monthly contract using your Essential Card
• 0% p.a. on balance transfers for the first 12 months (a 1% establishment fee applies)
• Add an additional cardholder to your account, such as a partner, spouse or child, at no extra charge - with all of the points they earn sent straight to your own Membership Rewards account!
• Access to AMEX Offers, which allows you to get further statement credits by spending at certain merchants. (A recent offer was spend $300 or more at Hilton, get $150 back!)
• Purchase protection insurance - so that if something bought using your card is stolen or breaks within 90 days of purchase, you may be reimbursed for the cost
• Up to 12 months extended warranty cover when buying selected new appliances using your Essential Card
• Refund protection - so that if you buy something, change your mind and the store won't take it back, you could be reimbursed for up to $500 per claim and $2,000 per year, with no excess

This card won't be for everybody, but if you're new to the credit card points game, or you just want to discover where American Express is accepted without committing to a card with an annual charge, the Essential card is a great place to start. With a minimum household income requirement of just $40,000 per year before tax, it's also one of the easiest AMEX cards to get your hands on! Not to mention the lack of annual fee, which makes the card completely free!


You can apply here!

(When clicking the link, you'll first see the black Explorer card: so just click on the white Essential card to the side or at the bottom to unlock this deal.)

By using this referral link, you'll earn a higher statement credit ($75) than available via AMEX's public offer ($50), while I'll earn a much-appreciated 10,000 Gateway points for introducing you to this card, so it's a win-win.

 

[ChrisFlyer]

This great American Express Essential Card offer is still available, so if you haven't already applied, what are you waiting for?

You'll find all of the key details above (including uncapped points and no annual fee), and by using my referral link to apply, you'll receive a higher $75 statement credit (compared to a lower $50 when applying by other channels), and I'll receive a very much appreciated 30,000 Gateway points under AMEX's latest promotion, so it's a win-win.

(This bonus has now increased from 10,000 points back in February, which was accurate when the was post above was made, so am providing this update in the interests of full disclosure... and of course, once you apply for this card via my referral link, get your own referral code via AMEX online banking and share it here to earn some extra points yourself!)

 

[koconder]

Great additional card for using amex network rewards like spend $50 get $10 off. With $0 Annual fee!!!

Sign-up here: https://www316.americanexpress.com/...k=au:acq:rewards:mgmee:diffcrd:essentialsCard

Your will get $75 credit vs. $50 direct from AMEX when you spend $750 in 3 months.

Key facts:
- 0% Balance Transfer for 12 Months (1% Fee)
- 1 pts. per $ spend
- Free Smartphone Screen Insurance
- All major airline programmes including Velocity, Krisflyer, and Airpoints
- All major hotel groups including Hiton and SPG
- Can quickly be swapped for a number of retail gift cards!

I get 10k MR points for the refferal

 

[blacksultan]

If you like to earn frequent flyer points but don`t want to pay an annual fee the AMEX Essential Card which allows you yo earn Amex MR points might be the right card especially since it is now the only AMEX MR points earning card that has no fee!

By applying via my referral link, you'll earn a higher statement credit than you'd otherwise receive by applying direct to AMEX!


Here's the deal:

• Earn a $75 credit on your statement after spending at least $750 on purchases within the first three months (that's compared to the regular $50 statement credit offer available direct from AMEX!)
• Pay no annual fee, ever: so this card isn't just free, it'll actually save you money, thanks to the statement credit!

Here is my linK : http://amex.com.au/refer/lindrvwYUz



On the points side, you'll also earn:

• 1 Membership Rewards Gateway point per dollar spent, uncapped, except on payments to utilities, insurers and government bodies where you can earn 1 Membership Rewards Gateway point per $2 spent

These points can be converted into airline frequent flyer points at a 4:3 rate with Virgin Australia, Cathay Pacific, Emirates, Etihad Airways, Malaysia Airlines, Singapore Airlines and Thai Airways, into Hilton HHonors points at a 1:1 rate, and into Starwood Preferred Guest (SPG) Starpoints at a 2:1 rate.

But if you have a platinum edge card you might be able to link this card to the ascent program and then convert to these airlines at a better 1 :1 ratio!

Also you can capitalise on the Amex insurance offer for 20 K points /card account by applying for this card!

Also included at no charge:

• Smartphone screen insurance of up to $500 when you purchase your smartphone or pay for your monthly contract using your Essential Card
• 0% p.a. on balance transfers for the first 12 months (a 1% establishment fee applies)
• Add an additional cardholder to your account, such as a partner, spouse or child, at no extra charge - with all of the points they earn sent straight to your own Membership Rewards account!
• Access to AMEX Offers, which allows you to get further statement credits by spending at certain merchants. (A recent offer was spend $350 at harvey Norman , get $50 back!)
• And the shop small offer- make sure you apply for your max no of supplementary cards (4) to maximise on all offers!
  

Let me know if you have any questions to maximise on points earning opportunities!

I will get 15000 MR points for every succesful referral and you will get a higher statement credit of $75 as opposed to $50 if you applied directly!




Here is my linK : http://amex.com.au/refer/lindrvwYUz

 

[blacksultan]

If you like to earn frequent flyer points but don`t want to pay an annual fee the AMEX Essential Card which allows you you earn Amex MR points might be the right card especially since it is now the only AMEX MR points earning card that has no fee!




Here's the deal:

• Pay no annual fee, ever: s

Here is my linK : http://amex.com.au/refer/lindrvwYUz



On the points side, you'll also earn:

• 1 Membership Rewards Gateway point per dollar spent, uncapped, except on payments to utilities, insurers and government bodies where you can earn 1 Membership Rewards Gateway point per $2 spent

These points can be converted into airline frequent flyer points at a 4:3 rate with Virgin Australia, Cathay Pacific, Emirates, Etihad Airways, Malaysia Airlines, Singapore Airlines and Thai Airways, into Hilton HHonors points at a 1:1 rate, and into Starwood Preferred Guest (SPG) Starpoints at a 2:1 rate.

But if you have a platinum edge card you might be able to link this card to the ascent program and then convert to these airlines at a better 1 :1 ratio!

Also you can capitalise on the Amex insurance offer for 20 K points /card account by applying for this card!

Also included at no charge:

• Smartphone screen insurance of up to $500 when you purchase your smartphone or pay for your monthly contract using your Essential Card
• 0% p.a. on balance transfers for the first 12 months (a 3% establishment fee applies)
• Add an additional cardholder to your account, such as a partner, spouse or child, at no extra charge - with all of the points they earn sent straight to your own Membership Rewards account!
• Access to AMEX Offers, which allows you to get further statement credits by spending at certain merchants.
• And the shop small offer- make sure you apply for your max no of supplementary cards (4) to maximise on all offers!

Let me know if you have any questions to maximise on points earning opportunities!





Here is my linK : http://amex.com.au/refer/lindrvwYUz