Yes. No need to use amex to pay for anything except the airfares.
This isn't correct. This only applies for Travel Insurance Cover but not Loss Damage Waiver Cover (Rental Excess Insurance).
Ah, Looks like they have changed the T&Cs.
Yes.
What a huge down grade to what it use to be
I think this has been the case for some years, just the full car hire charge seems to be new. Plus their CC TI has tightened up on other things and now no pre-existing medical is accepted. However amex have good airfare discounts for emirates and others, and you don’t get hit with cc surcharge or currency conversion if you book through amex.
Is it necessary to have airfare booked? My understanding is as long as you have spent atleast A$500 related to trip costs - flight, hotel, activities etc on your Amex then you are covered by Amex Insurance.
Some amex cards used to do that but I don’t believe that’s the case anymore, not with Amex platinum. As I understand it, you need to book the airfares on the card to activate insurance. We did. Read the T&C I suggest.
Thanks. I had explorer before so may be that was a T&C of that. I’ve just started using biz Plat, so will read up.
Yeah, I compared both of them. Pleasantly surprised by the cover offered by Business Plat.
So really not a lot of difference given you would pay the fees/taxes of flyer redemptions with Amex Personal Plat Charge
