AMEX Plat Charge companion card

[samh004]

Thanks for the advice and useful info on your approvals. Hopefully I can get this sorted tomorrow when I have the rejection letter in hand in about a week!

 

[hossein_au]

That was limit given to me when I applied for the Reserve. I was perfectly happy with that since I only got it for the travel credit and the odd statement credit offer.

Same here; I wasn't complaining about the $3k limit, I was merely demonstrating I was already very close to the maximum limit AmEx is currently happy to extend to me. I think $3k might be the lowest credit limit on Reserve; I would have been happy with a limit of $5 as I have not touched the card since getting it

 

[samh004]

Same here; I wasn't complaining about the $3k limit, I was merely demonstrating I was already very close to the maximum limit AmEx is currently happy to extend to me. I think $3k might be the lowest credit limit on Reserve; I would have been happy with a limit of $5 as I have not touched the card since getting it

They informed me on the phone I'd need to wait for the rejection letter before I can proceed to review my application and I will then try transferring my credit from one card to another. I'm quite happy to have finally moved up to the higher card and want to extract the most value.

I also note that the letter I received with my charge said I received an additional Plat Card for the primary member, but when I asked about this on the phone they told me this is no longer offered in Australia. That I wouldn't be able to get an additional card in my own name. This seems to be different advice to that listed in the referral threads.

 

[Mr_Orange]

They informed me on the phone I'd need to wait for the rejection letter before I can proceed to review my application and I will then try transferring my credit from one card to another. I'm quite happy to have finally moved up to the higher card and want to extract the most value.

I also note that the letter I received with my charge said I received an additional Plat Card for the primary member, but when I asked about this on the phone they told me this is no longer offered in Australia. That I wouldn't be able to get an additional card in my own name. This seems to be different advice to that listed in the referral threads.

Glad you managed to get the Charge, but are you sure you want to keep it with the upcoming devaluation and the $1450 AF?

 

[albyd]

Just call up to get the additional card. The additional card usually has your name on it with an ‘a/c’ after it. Is meant to be like a supplementary card so you can separate out different types of expenses eg for business purchases.

 

[samh004]

Glad you managed to get the Charge, but are you sure you want to keep it with the upcoming devaluation and the $1450 AF?

Indeed. It’s part of a broader strategy to diversify my earnings and I feel I can get more than $1450 worth of value out of the card with its many memberships that I will use, not even taking into account the memberships that I won’t use.

Admittedly, I would have preferred the transfers weren’t devalued, but I feel raising the points earned across the board (other than government spend) to 2.25 gives me better value than with the Ultimate. If I was purely looking to stick with QF forever, the Ultimate would be where I’d stay, but I expect to hit LTG in my 10th year of membership and feel I should take that safety net to explore a bit more.

Just call up to get the additional card. The additional card usually has your name on it with an ‘a/c’ after it. Is meant to be like a supplementary card so you can separate out different types of expenses eg for business purchases.

That’s what I did but they said they no longer offer that. Perhaps a case of HUACA.

I do think it would be useful to put direct debits on a card I’m not worried I’ll lose. That said, I never plan to lose cards.

 

[samh004]

Just call up to get the additional card. The additional card usually has your name on it with an ‘a/c’ after it. Is meant to be like a supplementary card so you can separate out different types of expenses eg for business purchases.

An update on this is that the agent today got this sorted for me... by sending me a form in the mail that I will have to fill out and either mail/fax/upload back to them to get the second card.

Thankfully my partners supplementary card was sorted over the weekend, so I also applied for Priority Pass and now have the 4-6 week wait for that to arrive.

Only one more card to sort now... the Reserve!

 

[hossein_au]

An update on this is that the agent today got this sorted for me... by sending me a form in the mail that I will have to fill out and either mail/fax/upload back to them to get the second card.

Thankfully my partners supplementary card was sorted over the weekend, so I also applied for Priority Pass and now have the 4-6 week wait for that to arrive.

Only one more card to sort now... the Reserve!

Great news, well done! My priority pass card arrived much faster than 4-6 weeks (from memory, it was within the 1-2 weeks timeframe).

 

[potm]

You can also call up after a couple of days and get the details to register an online account and use the app for digital access if you need to use it before the pp card arrives.

 

[samh004]

from memory, it was within the 1-2 weeks timeframe

Excellent!

You can also call up after a couple of days and get the details to register an online account and use the app for digital access if you need to use it before the pp card arrives.

I am so thankful for the resource that is AFF. Information that I wouldn't have even thought to ask is provided

I might well do this, but thankfully my next travel isn't for a while and I have Qantas Platinum anyway... this is just icing on the cake

 

[mrtupperware]

I tried to apply for the Companion card (hold PC) and when I go to the application I get a message saying I already hold it, anyone else seen this before? I hold the explorer card and recently cancelled the Palt Edge so I can apply for the Companion card

 

[samh004]

I tried to apply for the Companion card (hold PC) and when I go to the application I get a message saying I already hold it, anyone else seen this before? I hold the explorer card and recently cancelled the Palt Edge so I can apply for the Companion card

The Explorer and Reserve get confused or something in the AMEX systems, so you will need to get an application form to apply.

 

[maccaisking]

The application forms lists a requirement of ‘household income’ at $65k. Has anybody with personal income of 0 (but sufficient spouse, partner etc) applied and been successful?

 

[samh004]

The application forms lists a requirement of ‘household income’ at $65k. Has anybody with personal income of 0 (but sufficient spouse, partner etc) applied and been successful?

I had a similar (but not $0) scenario, however have since found out that the PC credit hit may have sunk my chances to get the Reserve for a little while. Letting it recover for now.

 

[tlam]

I tried to apply for the Companion card (hold PC) and when I go to the application I get a message saying I already hold it, anyone else seen this before? I hold the explorer card and recently cancelled the Palt Edge so I can apply for the Companion card

I got the same message and called them and got the application form by email within 24h. I filled the form and sent them and got the approval fpr the PR next day.

 

[bernardblack]

How long after receiving and activating the Reserve (as a companion to a Charge already in use for a month, and with the $450 travel credit redeemed) does the first annual $400 travel credit become available? I activated the cards on Friday and was hoping to apply $400 against Virgin bookings before double status credits end tomorrow.

 

[Daver6]

How long after receiving and activating the Reserve (as a companion to a Charge already in use for a month, and with the $450 travel credit redeemed) does the first annual $400 travel credit become available? I activated the cards on Friday and was hoping to apply $400 against Virgin bookings before double status credits end tomorrow.

I have some vague recollection of needing to call to get it sorted out. I'd advise to do that.

 

[Quattro]

I got the same message and called them and got the application form by email within 24h. I filled the form and sent them and got the approval fpr the PR next day.

That's interesting.
I've had the PC for a year now and have been unable to get approval for the Plat Reserve. I hold no other credit card other than one with a $4000 limit. Account is always in good standing.

I applied about 3 months after getting the PC, which was approved instantly. No phone call, no payslips to upload, Nothing. The first time I applied I had to fill out the forms by printing them off and emailing them back. I've just recently used the Web version, this time they called me asking if I applied for the Explorer card !? After I said no, I applied for plat reserve, they confirmed the details I had provided (with payslips) and declined it on the spot.

Can anyone provide advice? It goes without saying my credit score is good, with no infringements/bad credit.

 

[pangwen]

That's interesting.
I've had the PC for a year now and have been unable to get approval for the Plat Reserve. I hold no other credit card other than one with a $4000 limit. Account is always in good standing.

I applied about 3 months after getting the PC, which was approved instantly. No phone call, no payslips to upload, Nothing. The first time I applied I had to fill out the forms by printing them off and emailing them back. I've just recently used the Web version, this time they called me asking if I applied for the Explorer card !? After I said no, I applied for plat reserve, they confirmed the details I had provided (with payslips) and declined it on the spot.

Can anyone provide advice? It goes without saying my credit score is good, with no infringements/bad credit.

I recall somewhere that Amex has a 6 month "wait time" between successful applications for new/increased credit, maybe this is due to that?

 

[Quattro]

I recall somewhere that Amex has a 6 month "wait time" between successful applications for new/increased credit, maybe this is due to that?

I'm unsure. Before I applied for it this month, I called through to complaints asking them to help. They spoke to new accounts, and new accounts said there is no reason on their end as to why if I apply this time, it would be declined. And yet here I am...