AMEX Platinum Charge Benefits - Q&A

[netaddict]

I rang the call center today about it and got different answers.

What answers did you get?

 

[Haplo]

So I called Amex today and got another answer (who went and ask the manager): existing Amex platinum charge card holders will continue to get Accor Platinum and Accor Plus as long as they hold the card, but new card holders will either get another benefit or nothing.

Whether you believe it or not only time will tell.

 

[viper8548]

Anyone can give me some advice on how the Business Platinum Charge card compares to the Personal one? Is there a reason no one talks about the Business Platinum? Torn between the 2, Thanks

 

[kaktusdigital]

Anyone can give me some advice on how the Business Platinum Charge card compares to the Personal one? Is there a reason no one talks about the Business Platinum? Torn between the 2, Thanks

you only get 2 X points @ restaurants, travel related purchases.
priority pass + virgin lounge access.
no accor plus
no 200 travel credit

$1500 annual fee, but 150,000 bonus points.

I'm sure someone who holds one would be able to chime in about the actual business related features.

 

[blueythecat]

Anyone can give me some advice on how the Business Platinum Charge card compares to the Personal one? Is there a reason no one talks about the Business Platinum? Torn between the 2, Thanks

Probably to do with the extra annual fee, not to say the personal one is cheap at $1200, but the business one is very very expensive at $1500! The main benefit of the business card would be the GST reporting functions etc. If you don't need the ATO functionality, or the extra points earn on advertising, computers and couriers then I reckon the personal one is a better deal - even though the business card is offering a signup bonus of 150k pts over the 120k pts on offer for the personal card.

The only other reason is the business card has a higher points cap of 375k pts / yr (the personal is 300k I think) - no "bonus pts" are earnt once this cap is reached. Or in other words, all spend (inc restaurants and travel etc) reverts to 1pt/$.

 

[foggy]

Could any one tell me what the point conversion ratio is for this card to krisflyer / asiamiles?
From what I can see, it is $1 = 1 pt for supermarket spend?

Just trying to figure out whether this card is worth it for me

 

[mlob]

Kris flyer and Asia Miles are both 1 point per Amex point. Supermarket spend is only 1 point per $1. I use this card mainly to pay for all travel expenses and restaurants. I use other cards at the supermarket. Unless I'm chasing QFF for some reason which isn't often as most of my focus now is on Virgin. I just recently took up the Edge card to maximise my point earn at supermarkets. When I log into that account it points me back to my charge card for point accrual. I'll be very interested to see if they differentiate between the two award accounts or whether my edge points will just pool to my charge card.

 

[foggy]

Kris flyer and Asia Miles are both 1 point per Amex point. Supermarket spend is only 1 point per $1. I use this card mainly to pay for all travel expenses and restaurants. I use other cards at the supermarket. Unless I'm chasing QFF for some reason which isn't often as most of my focus now is on Virgin. I just recently took up the Edge card to maximise my point earn at supermarkets. When I log into that account it points me back to my charge card for point accrual. I'll be very interested to see if they differentiate between the two award accounts or whether my edge points will just pool to my charge card.

is the edge card on the same $1 : 1 KF/Asiamiles?

I have David jones card at the moment but its conversion rate is bad to KF/Asiamiles

 

[albyd]

All my Amex issued cards (including edge) pool to the same MR Ascent premium account linked to my Platinum Charge. I think the only difference is ability to manually transfer to QFF with Ascent Premium. Good to have that option just in case - otherwise not much difference.

 

[peanutz]

is the edge card on the same $1 : 1 KF/Asiamiles?

Yep, the edge card is 1:1 and I remember reading from some where that DJ is 1:0.75 or something

 

[DC3]

All my Amex issued cards (including edge) pool to the same MR Ascent premium account linked to my Platinum Charge. I think the only difference is ability to manually transfer to QFF with Ascent Premium. Good to have that option just in case - otherwise not much difference.

I have the Edge and the Plat Charge cards. Looking at the AMEX web site, I couldn't see where I can transfer Edge points to the Plat Charge MR points pool. I had assumed that it wasn't possible, and have been thinking about cancelling the Edge (not using it as much as I had thought I would, anyway).

Edit: Just telephoned AMEX, who have now linked the cards and transferred the Edge balance. If it wasn't for your post, I may never have found that out. Thanks, albyd. So all good now.

 

[blueythecat]

I have the Edge and the Plat Charge cards. Looking at the AMEX web site, I couldn't see where I can transfer Edge points to the Plat Charge MR points pool. I had assumed that it wasn't possible, and have been thinking about cancelling the Edge (not using it as much as I had thought I would, anyway).

Edit: Just telephoned AMEX, who have now linked the cards and transferred the Edge balance. If it wasn't for your post, I may never have found that out. Thanks, albyd. So all good now.

Interesting; I thought pooled points under the MR Ascent Premium was the "standard" if you had a Platinum Charge. I wanted the opposite when I first opened my Plat Charge, as I thought I'd cancel it after a little while, but was told it couldn't be done (by AMEX). Doesn't matter now as I intend to keep my charge.

 

[DC3]

Interesting; I thought pooled points under the MR Ascent Premium was the "standard" if you had a Platinum Charge ....

My situation was slightly different in that I already had the Plat Charge, and later applied for the Edge. So, the linking part (unknowingly) fell through the cracks.

I was never aware that linking the Edge to the Plat Charge MR pool was even possible (as distinct from the Reserve).

 

[gregff]

It is variable. I suspect it depends on the rep that answers the call at the time. But it is certainly possible (and desirable). I think I told them it was easier to deal with one MR balance. And if I remember right, there is at least one transfer ratio that is better with Ascent Premium vs Ascent (apart from the ability to transfer MR to QF).

 

[Haplo]

I checked the Amex website and Hilton Honor gold is part of the benefit. Its not visible on the front page but you can register it.

 

[netaddict]

I checked the Amex website and Hilton Honor gold is part of the benefit. Its not visible on the front page but you can register it.

Where does it say or can you register to get Hilton Honor gold as a benefit in AU? Couldn't find it anywhere... even logging in and looking at my benefits.

 

[DC3]

Where does it say or can you register to get Hilton Honor gold as a benefit in AU? Couldn't find it anywhere... even logging in and looking at my benefits.

Would this be for the USA-issued card or the AU-issued card?

 

[Abdul_A350]

These are what I have on a new Australian-issued card:

 

[netaddict]

These are what I have on a new Australian-issued card:

View attachment 66364

Same as me with a 6+ year old card.

 

[M@rcoPolo]

Same as me with a 6+ year old card.

+1 - mind you I'd rather keep Accor Plus & Platinum and forgive Hilton Gold