Hey gang,
Anyone got a recommendation on a CC that they just keep for the sake of having an account history and not for using? I think I read previously some people do this to demonstrate credit age etc and repayment history (on the 1 card) if you decide to churn the others:
With this is mind, looking for a card that is:
- non Amex (waiting to sign up for bonus)
- doesn't interfere with the general churning (This point might answer the question - but still looking for recommendations)
- doesn't automatically close off due to inactivity (limit and AF I would imagine to be very low or non existent - would this be what you would look for also?)
Thank you!
Anyone got a recommendation on a CC that they just keep for the sake of having an account history and not for using? I think I read previously some people do this to demonstrate credit age etc and repayment history (on the 1 card) if you decide to churn the others:
With this is mind, looking for a card that is:
- non Amex (waiting to sign up for bonus)
- doesn't interfere with the general churning (This point might answer the question - but still looking for recommendations)
- doesn't automatically close off due to inactivity (limit and AF I would imagine to be very low or non existent - would this be what you would look for also?)
Thank you!
