Well I'll bite. Because I can get 3points for a fair bit of my spend anyway (and 5% off for much of it) because you can get gift cards for quite a lot of things. Averaging out I'm probably getting close to 2c/point without having to pay that extra $160. The Plat Edge's fee is offset by the annual flight so effectively zero/negative.I'm not sure why there seem to be so few Business Accelerator enthusiasts. 50K extra MR points for $160 (less than that if it is all business expenses and you tax deduct the card fee. I use it for mixed spend but in the last year statement credits have covered the the fee)