xco
Junior Member
- Joined
- Sep 18, 2006
- Posts
- 15
With the pending closure of the Ezy MasterCard program, the past weeks have been an effort in trying to identify a replacement card, which earns the maximum amount of Qantas Frequent Flyer points with the lowest card fees.
Below is a summary of what I've come up with
Primary Card - This is the one to do as much spending on as possible.
The Qantas American Express Premium Credit Card.
On offer for those who signed up by 31/8/06 was 17500 bonus points. 10000 for signing up, 5000 for first spend, and 2500 for purchasing Qantas products. No annual card fee ($195) for the first year, supplementary card was however $30.
Earn 1.25 Qantas Frequent Flyer points for every dollar spent every day using your the Premium Card, Earn 1 additional point for every dollar spent on your Premium Card in Australia on selected Qantas services
No limit to the number of points you can earn
Two Qantas Club Invitations every year when you spend on your Card in Australia on selected Qantas services
Check out the link it may still work, or you may be able to call Amex and do a deal.
Credit Cards - The Qantas American Express Premium Credit Card - American Express Australia
The only pitfall thus far with this card is that some merchants DO NOT accept it, and some charge 2% surcharge.
So what to go for as an extra or replacement card??
Citibank
Wow how frustrating it is to speak with customer service in Phillipines. This is one reason I'm steering clear of this. However if you want a Citibank card this is what I've uncovered.
Spending on the card acrues 1 point per dollar $
Gold card
$119 yearly fee
$30 supp card
Credit limit $5 - $25k
Points capped at 60000 per year
Platinum card
$250 yearly fee
$90 supp card
Credit limit $12 - $30k
Points capped at 120000 per year
The link below get you the gold card with 6.9%pa and no annual fee ever.
http://www.citibank.com.au/cardsoffer/offers/gold_nofee_A.htm
Commonwealth Bank
Although I'm dirty on Com Bank for dropping the Ezy MasterCard, they appear to be the only bank with a half decent program.
Platinum Card
$1.00 spent = 1 reward point
1 reward point = 1 QF point
Costs
$200.00 per year
$15.00 suppl cards
Points capped at 150000 per calendar year
I'm told that if you push hard enough with the bank branch manager you may get the first year fee removed. I tried this recently and was told that once I applied and was issued a card I could then ask for the yearly fee to be waived. Were is there incentive once they've already issued me the card. (I'll keep trying on this and update you all when I get a respoinse)
Final Summary
Over 12 months using the Amex card for everyday household bills and spending I should earn at least 70000 points. Topped up with the Comm Bank Platinum card where Amex is not accepted I shoud be able to make all purcahses through the year with a credit card.
70000 points, thats Asia Pacific from Australia return, and one way to New York or Frankfurt.
If anyone has a better card suggestion or combination let me know.
Below is a summary of what I've come up with
Primary Card - This is the one to do as much spending on as possible.
The Qantas American Express Premium Credit Card.
On offer for those who signed up by 31/8/06 was 17500 bonus points. 10000 for signing up, 5000 for first spend, and 2500 for purchasing Qantas products. No annual card fee ($195) for the first year, supplementary card was however $30.
Earn 1.25 Qantas Frequent Flyer points for every dollar spent every day using your the Premium Card, Earn 1 additional point for every dollar spent on your Premium Card in Australia on selected Qantas services
No limit to the number of points you can earn
Two Qantas Club Invitations every year when you spend on your Card in Australia on selected Qantas services
Check out the link it may still work, or you may be able to call Amex and do a deal.
Credit Cards - The Qantas American Express Premium Credit Card - American Express Australia
The only pitfall thus far with this card is that some merchants DO NOT accept it, and some charge 2% surcharge.
So what to go for as an extra or replacement card??
Citibank
Wow how frustrating it is to speak with customer service in Phillipines. This is one reason I'm steering clear of this. However if you want a Citibank card this is what I've uncovered.
Spending on the card acrues 1 point per dollar $
Gold card
$119 yearly fee
$30 supp card
Credit limit $5 - $25k
Points capped at 60000 per year
Platinum card
$250 yearly fee
$90 supp card
Credit limit $12 - $30k
Points capped at 120000 per year
The link below get you the gold card with 6.9%pa and no annual fee ever.
http://www.citibank.com.au/cardsoffer/offers/gold_nofee_A.htm
Commonwealth Bank
Although I'm dirty on Com Bank for dropping the Ezy MasterCard, they appear to be the only bank with a half decent program.
Platinum Card
$1.00 spent = 1 reward point
1 reward point = 1 QF point
Costs
$200.00 per year
$15.00 suppl cards
Points capped at 150000 per calendar year
I'm told that if you push hard enough with the bank branch manager you may get the first year fee removed. I tried this recently and was told that once I applied and was issued a card I could then ask for the yearly fee to be waived. Were is there incentive once they've already issued me the card. (I'll keep trying on this and update you all when I get a respoinse)
Final Summary
Over 12 months using the Amex card for everyday household bills and spending I should earn at least 70000 points. Topped up with the Comm Bank Platinum card where Amex is not accepted I shoud be able to make all purcahses through the year with a credit card.
70000 points, thats Asia Pacific from Australia return, and one way to New York or Frankfurt.
If anyone has a better card suggestion or combination let me know.
