Best VISA card for SQ Krisflyer?

[AFY]

Which VISA/MASTER card do you have and how many points can a dollar earn towards Krisflyer? Any cap?

 

[moffat39]

I use westpac platinum altitude mastercard that comes with amex card. The earn rate is 1 for 1 on the mastercard and on the amex is 3 points per $.

The transfer rate is .5 points per $.

If there is a better one would love to know.

 

[moffat39]

Also no cap on the westpac card unlike nab.

 

[Cruiser Elite]

I use westpac platinum altitude mastercard that comes with amex card. The earn rate is 1 for 1 on the mastercard and on the amex is 3 points per $.

The transfer rate is .5 points per $.

If there is a better one would love to know.

Citi Select way out in front of any other card on earn rate for KFpts - eff earn of 1.33KFpts/$1 spend on purchases in OZ / eff earn 3.33KFpts/$1 spend overseas.

 

[cove]

Citi Select Visa is 1.33 on domestic purchases and 3.33 on international. They are the net points per dollar you transfer to SQ Kris when YOU are ready.

 

[moffat39]

Sounds great earn rates. Will have to investigate and see how much the fees are for the card.

 

[cove]

It's 700 annual fee and you need a taxable income of $120,000 minimum.
Citi may have a cheaper card so you could call them.

 

[Cruiser Elite]

It's 700 annual fee and you need a taxable income of $120,000 minimum.
Citi may have a cheaper card so you could call them.

Citi do have a cheaper card - CitiBusiness Gold - $250pa I think - eff earn rate 0.833KFpts/$1 spend oz - spend capped at 250K.

 

[k3nnis]

Also the citi signature has that type of earn rate?

 

[AFY]

Thanks for the reply.

Will bump up the income EOFY and apply for Citi Select.

 

[Alanslegal]

In my situation, I use a Citibank Platinum Rewards Card, which earns 1.25 CB points per $1, which then converts to KF at 3:2. So effectively 0.83 KF points per $1. Mine's one of those promotional annual free cards so I use it where Amex isn't accepted

 

[AFY]

Thanks for that.

 

[k3nnis]

I think the citibank select card is one of the best for SQ using a VISA...

 

[Cruiser Elite]

I think the citibank select card is one of the best for SQ using a VISA...

I think unquestionably the best available in Aust right now - and will be even more valuable going forward for those chasing KF pts.

I am currently in Europe for 3 weeks - will prolly spend 20K on credit card in that time on accom / food / drinks / travel / gifts - not 1 cent will go on Cent card at 1.5pts/$1 spend - 100% will go on Citi Select at effective earn 3.33 KFpts/$1 spend.

AMEX Australia - sit up and take notice - even with pts earning rates post Oct 1 you still cannot get $1 of inter spend away from Select cardholders.

 

[cove]

Mostly the Citi Select points cost about a point a dollar if they use the fee that they are allowed to charge is actually charged.
If the barrier to entry to Select is too high then post #11 from Alanslegal is a very good second choice.
Cruiser Elite I agree with you about not using Amex internationally if you have a Select card to get a better result.
We still use 28 degrees card for cash in Europe to pay for the small stuff.

 

[smit0847]

I think unquestionably the best available in Aust right now - and will be even more valuable going forward for those chasing KF pts.

I am currently in Europe for 3 weeks - will prolly spend 20K on credit card in that time on accom / food / drinks / travel / gifts - not 1 cent will go on Cent card at 1.5pts/$1 spend - 100% will go on Citi Select at effective earn 3.33 KFpts/$1 spend.

AMEX Australia - sit up and take notice - even with pts earning rates post Oct 1 you still cannot get $1 of inter spend away from Select cardholders.

But what are the foreign conversion/fx fees when you use it overseas? Does this somewhat negate the 3.33 points per $ spent?

 

[Cruiser Elite]

But what are the foreign conversion/fx fees when you use it overseas? Does this somewhat negate the 3.33 points per $ spent?

3% from memory - so 1c/pt - still cheap IMHO.

 

[cove]

Yes we got Suites so our Kris points really grew wings yesterday to London and I thought it was fantastic to get the use of 2 suites each so a bed in one and movies and dining in the the other one.
So Citi Select and Westpac Platinum Kris Flyer Amex are the best two cards.
i am warehousing points in Westpac Platinum Amex that can get transferred to CX,MH and SQ and probably others so if it takes a couple of years to accumulate the points this avoids the 3 year time clock starting.

 

[mghinoz]

Is there currently any credit card available in Australia (including Amex) which will earn a higher rate of KF points than the Citi Select?

 

[k3nnis]

Yes the krisflyer amex from westpac at 1.5 points per $