Best Westpac card - Altitude or Qantas??

[carolwags]

Hi All. Looking at Westpac Altitude black or Qantas. Which is the best value? I know the Altitude transfers at 3:1 to other carriers and Qantas card at .75 but it is confusing. I am a current Qantas credit card holder and earn at 1 point for $1. which is straight forward How can I compare to see what is the best value?

 

[Dmac59]

Welcome to AFF @carolwags
Not a straightforward question given the variables in CC's.
For me the Annual Fee is a primary consideration.
Assuming you will use your Points for flights, you should have a look at the Partner airlines of Qantas and Virgin Australia to determine who you are most likely to fly with.

 

[GrahamBRI]

Hi, welcome to AFF.
Your current card is the best 1.0
This card in its Qantas variant, as you have identified is 0.75
And in its flexible Accent version (-Qantas) it is essentially 0.66 which is the worse (in terms of earn rate)......
but as @Dmac59 points out the annual fee is a big factor....... and in conjunction with that is the signup bonus.
So are you looking to "churn" this card and get the bonus and cancel, or are looking to push a big spend through the card?
And are you looking for international flight redemptions and flexibility of carrier or domestic?

 

[mick123]

Do I have to spend $$ on Qantas flight in order to get Lounge pass? If I do, is it ongoing or just once off spending?