Nothing to do with the op or this thread intrinsically, but some recollections.
Another time in another era, but my first build was at a time when a roof over the head with enough bedrooms (3) in the shell was the first consideration. On handover the floors were bare unfinished concrete (except in wet areas, no kitchen cabinets, no stove, no hotplates, no window furnishings, no carport or garage.
We survived.
Old donated sheets nailed at the windows. An electric jug and an electric frypan as wedding presents for cooking. Some left over scraps of carpets edged made do as mats for the floor. As money came in, i came home after work and laid some 30x30 vinyl tiles from Kmart on the floor myself, each week buying 2-3 boxes more until a few months out the family room and kitchen and one bedroom were done. Eventually being able to afford some kitchen cupboards and a few months later installed the hotplates to the cable that had been hanging out of the wall since handover. Washing nappies in an old secondhand hoover twin tub washer and clothes drying on a rope outside in the sun.
It seems today its almost life will not go on unless there is ducted aircon, paving, landscaping, fencing, a media room, a dishwasher and a walk-in pantry and pleas in the media month on end that housing is so unaffordable.
A different time, a different era, different expectations.