Credit Card Offers Citi Prestige: 200,000 bonus Velocity Points (AFF Exclusive - apply by 20/1/25)

Get up to 200,000 bonus Velocity Points and unlimited Priority Pass airport lounge visits!​

Learn more and apply for this card:

Exclusive offer: Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. AFF EXCLUSIVE Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants
3. Get the 4th night free on Luxury Escapes bookings
4. $10 cashback with BINGE every month until 31/10/25
5. $100 cashback with Uber Premier
6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

Why we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including unlimited Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:

• 1 Citi reward Point per $1 spent on everyday eligible purchases;
• 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
• 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas

Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

Exclusive offer: Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

 

[cathalm8]

any update on the annual fee waiver/discount?? I suspect many of us are coming due, I don't mind the card but psychologically struggling with the $700 fee proposition lol

Yeah 700 is hard to justify without any bonus points this time, when you can just cancel and resign again in 3 months to get the bonus points again

 

[yojohnny]

I got $350 back after requesting a discount but they didn;t come to the party at first. Tried weeks later, and it took several calls to get them to approve my request.

 

[mushypeas]

How’ve you communicated, the online msg/inbox via internet banking / live chat or called directly ?

 

[Bolt]

Anyone want 500,000 Citibank points transferred to your partner of choice? I was originally saved these up looking to purchase a specific flight on Singapore Airlines. But it just won't out with my itinerary at all. DM me an offer if you're interested.

 

[Mr H]

Anyone want 500,000 Citibank points transferred to your partner of choice? I was originally saved these up looking to purchase a specific flight on Singapore Airlines. But it just won't out with my itinerary at all. DM me an offer if you're interested.

Presumably it would have to be someone who had the same name as the one on your credit card.

 

[Bolt]

Good point. They autofill the name section. I wonder if that matters, so long as the member number is right. Well, I think I can experiment on a small number of points to find out. Otherwise, I would need to transfer as a proxy from my account.

Edit: Does anyone have a Singapore Airlines account that you'd like to help me test this idea with?
@DrRalph

 

[Mr H]

Good point. They autofill the name section. I wonder if that matters, so long as the member number is right. Well, I think I can experiment on a small number of points to find out. Otherwise, I would need to transfer as a proxy from my account.

Edit: Does anyone have a Singapore Airlines account that you'd like to help me test this idea with?
@DrRalph

I doubt many people are going to risk their KrisFlyer account to test whether a fraudulent transaction would be detected.

 

[Cynicor]

Your better bet is to transfer them to SQ or similar and offer up the booking, as that is within the T and Cs of SQ’s program. (Not qf- need to be family member)

 

[dongers]

Looking to apply for this card a little bit later on in the year, is there a minimum income required for this card? I've seen some posts on Ozb say no but other places say yes for $150k PA?

I've also just closed an NAB card in January, as Citi is owned by NAB does this exclude me from the bonus until Jan 2025?

 

[N860CR]

Looking to apply for this card a little bit later on in the year, is there a minimum income required for this card? I've seen some posts on Ozb say no but other places say yes for $150k PA?

I've also just closed an NAB card in January, as Citi is owned by NAB does this exclude me from the bonus until Jan 2025?

Exclusion periods (for now anyway) are being kept separate. Citi still seem to be running their own sh**show independent of NAB for the most part.

There’s no defined minimum, but 150 seems reasonable. I’m closer to 300 but payslips can be confusing because of overtime. When I applied for this card they couldn’t get their head around it and used my base (140) and made it work.

 

[grandir]

Looking to apply for this card a little bit later on in the year, is there a minimum income required for this card? I've seen some posts on Ozb say no but other places say yes for $150k PA?

I've also just closed an NAB card in January, as Citi is owned by NAB does this exclude me from the bonus until Jan 2025?

As mentioned by another user, Citibank seem to be running their own sh**show atm.

I applied for mine around July 2023 got approved for a ludicruous $57k limit and at the time I was earning around $135k gross. They didnt even do a credit check since according to Equifax the last credit equiry on my account was in April 2023 when I had applied for another card to churn the bonus points.

My buddy applied for the same card and offer a month after me and he's on $150k and only got approved for $40k limit despite us being in similar financial situations (similar mortgage sizes and monthly repayments etc).

And I've seen on other forums people getting rejected on incomes >$100k while others getting approved on incomes around $85k so I dunno what Citibank is doing but I guess there's no harm in trying unless you're not wanting to risk a hit to your credit file

 

[Mr H]

As mentioned by another user, Citibank seem to be running their own sh**show atm.

I applied for mine around July 2023 got approved for a ludicruous $57k limit and at the time I was earning around $135k gross. They didnt even do a credit check since according to Equifax the last credit equiry on my account was in April 2023 when I had applied for another card to churn the bonus points.

My buddy applied for the same card and offer a month after me and he's on $150k and only got approved for $40k limit despite us being in similar financial situations (similar mortgage sizes and monthly repayments etc).

And I've seen on other forums people getting rejected on incomes >$100k while others getting approved on incomes around $85k so I dunno what Citibank is doing but I guess there's no harm in trying unless you're not wanting to risk a hit to your credit file

I got rejected for both their loan and their credit card - gross income of $175k, no dependents, home owner (with mortgage) and only $8k limit on my existing credit card.

 

[digpomi]

Anyone want 500,000 Citibank points transferred to your partner of choice? I was originally saved these up looking to purchase a specific flight on Singapore Airlines. But it just won't out with my itinerary at all. DM me an offer if you're interested.

It will attract an audit if transferred to a different name in Krisflyer

 

[Airbumps]

I got $350 back after requesting a discount but they didn;t come to the party at first. Tried weeks later, and it took several calls to get them to approve my request.

Hi All,

I got billed my $700 annual fee today. I had been meaning to call up and seek a reduction or indicate my desire to cancel the card.

Given they've charged me today, is there any value in still doing this? If I was to follow through and cancel the card, do the pro-rata refund the annual fee?

Just looking to be informed before calling....

Cheers

 

[GrahamBRI]

Hi All,

I got billed my $700 annual fee today. I had been meaning to call up and seek a reduction or indicate my desire to cancel the card.

Given they've charged me today, is there any value in still doing this? If I was to follow through and cancel the card, do the pro-rata refund the annual fee?

Just looking to be informed before calling....

Cheers

I called twice before being billed and they said no to discount both times. Rang straight after being billed and got $350 back. Note, I did not say I was going to cancel, just the cost was too much for the benefits and I discussed what benefits were of no value to me and they gave me the discount. As I understand it, Aust laws prevent trying to stop a customer cancelling through incentives, so that is why I did not suggest cancelling……. If your current desire is to cancel, then you should be able to be more overt and get the whole $700 back. I have never had that rejected when requested and it is not far past billing date.

 

[Airbumps]

Thanks for the advice - Paid off.

 

[I love to travel]

Any data points on how long it takes citi to report closed cards to Equifax etc. Been over a month now and still nothing and I want to apply for a new card. @Dr Ralph

 

[grandir]

Any data points on how long it takes citi to report closed cards to Equifax etc. Been over a month now and still nothing and I want to apply for a new card. @Dr Ralph

Typically it takes around 6-8 weeks from account closure date for the closure to be reflected in your credit report.

 

[sickman112]

Any data points on how long it takes citi to report closed cards to Equifax etc. Been over a month now and still nothing and I want to apply for a new card. @Dr Ralph

Would just apply and declare it closed. They can ask for a closure letter if they want

 

[Dr Ralph]

Any data points on how long it takes citi to report closed cards to Equifax etc. Been over a month now and still nothing and I want to apply for a new card. @Dr Ralph

There's no need to wait for your credit report to change. All you need is your cancel letter. Proactively include that with the documents you supply when applying for your new card.

Most banks know it can be up to 3 months for a credit report to change.